# Sidecar Health

**Canonical:** https://apis.io/providers/sidecar-health/  
**Website:** https://sidecarhealth.com  
**APIs profiled:** 0

Sidecar Health is a health insurance company founded in 2018 by Patrick Quigley and Veronica Osetinsky and headquartered in Columbus, Ohio. It was built to bring transparency to healthcare pricing, letting members see upfront cash prices for care and share in the savings. After launching with supplemental coverage for individuals, Sidecar established its own insurance carrier in 2021 and today serves large employers with ACA-compliant major medical plans, offered both fully insured and as administrative-services-only (ASO) for self-funded employers. It covers members in 46 states across partners in 50 industries. Sidecar Health operates member, provider, broker, and employer web portals plus a mobile app, but publishes no public developer API, OpenAPI, or partner-integration documentation; this profile captures its public identity and domain-security posture.

## Kin Score — 10.1 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 10.1).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 27.6 |
| Access Clarity | 27.6 |

Regulatory layer — **Insurance**: 21.2 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Sidecar Health Domain Security** — TLSv1.3 · DMARC
- **Sidecar Health Trust Center** — trust center published

## Tags

Company, Health Insurance, Healthcare, Insurance, Employer Benefits, ACA, Health Plans, Price Transparency

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/sidecar-health/). Scores are computed from the provider's own public artifacts under a published rubric.