# Sardine

**Canonical:** https://apis.io/providers/sardine-ai/  
**Website:** https://www.sardine.ai  
**APIs profiled:** 6

Sardine is a San Francisco-based fraud prevention, AML compliance, and risk management platform for fintechs, banks, marketplaces, and crypto VASPs. It unifies onboarding (KYC, KYB, document and bank verification), device intelligence and behavioral biometrics, payment and card fraud scoring, AML transaction monitoring, sanctions screening, and case management into a single risk operating system. Sardine's "agentic" layer applies atomic agents (OSINT, data analysis, transaction monitoring, business due diligence, sanctions screening) to compress investigation time from days to minutes, while Sonar provides cross-industry fraud intelligence across the consortium. The platform serves 400+ enterprise customers including FIS, GoDaddy, Intuit, Nubank, Novo, and bunq, has screened $1.3T+ in payments, and profiled 5.4B+ devices. Sardine has raised ~$170M from Andreessen Horowitz, Visa, Experian, Google Ventures, FIS, and others. Public docs cover the risk landscape and integration overview; full API reference, SDKs, and sandbox access are gated and require a Sardine account.

## Kin Score — 20.5 / 100 (emerging)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 20.5).

| Facet | Score |
|---|---|
| Discoverability | 64.8 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 38.1 |
| Commercial Clarity | 18.4 |
| Access Clarity | 18.4 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (6)

- **Sardine Customer API** — Submit customer profile and onboarding signals (KYC, KYB, document verification, sanctions/PEP screening, identity fraud, synthetic ID detection, behavioral biometrics, device i...
- **Sardine Device Intelligence API** — Capture device, network, and behavioral signals from web, iOS, and Android SDKs and resolve them to a Sardine device session for downstream scoring. Powers account takeover prot...
- **Sardine Transaction API** — Submit payment, ACH, wire, card, and crypto transactions for real-time fraud scoring and AML transaction monitoring. Backs Sardine's card chargeback guarantee program and ACH in...
- **Sardine Issuing API** — Real-time card authorization fraud scoring for card issuers. Returns an approve/decline/step-up recommendation on each authorization event using Sardine's issuer-specific ML mod...
- **Sardine Crypto API** — Crypto-specific risk and compliance APIs covering wallet screening, on-chain attribution, and Travel Rule messaging for VASPs (Virtual Asset Service Providers). Tracked as Crypt...
- **Sardine Case Management API** — Programmatic access to Sardine's unified case management surface for fraud and AML investigations. Cases are routed through Sardine's "atomic agents" — OSINT search, data analys...

## Security (3)

- **Sardine Ai Domain Security** — TLSv1.3 · HSTS · DMARC
- **Sardine Ai Vulnerability Disclosure** — Bugcrowd · security.txt · contact published
- **Sardine Ai Trust Center** — SOC 2

## Tags

Fraud Prevention, AML, Compliance, KYC, KYB, Identity Verification, Transaction Monitoring, Device Intelligence, Behavioral Biometrics, Risk, Financial Crime, Agentic AI, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/sardine-ai/). Scores are computed from the provider's own public artifacts under a published rubric.