# Sallie Mae Bank

**Canonical:** https://apis.io/providers/sallie-mae/  
**Website:** https://www.salliemae.com/  
**APIs profiled:** 0

Sallie Mae Bank is a Utah state-chartered industrial bank (industrial loan company) founded on November 28, 2005 and headquartered in Salt Lake City, Utah, operating as the FDIC-insured banking subsidiary (FDIC cert #58177) of SLM Corporation (NASDAQ SLM), the publicly traded, S&P 400 consumer-finance company best known as the largest originator of private student loans in the United States. Beyond student and education lending, the bank offers retail deposit products including high-yield savings accounts, money market accounts, and certificates of deposit through salliemae.com. Sallie Mae Bank does not operate a first-party public developer program - there is no developer.salliemae.com portal, no api.salliemae.com host, and no published OpenAPI/Swagger definitions. Consumer account and transaction data is reachable only on a permissioned basis through third-party data aggregators (historically Plaid), and no first-party FDX data-access API or published CFPB Section 1033 data-rights posture could be confirmed. This is an identity-only, aggregator-access record reflecting the honest reality that this institution exposes no public API surface.

## Kin Score — 3.6 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 3.6).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 6.6 |
| Access Clarity | 6.6 |

Regulatory layer — **Banking & Open Finance**: 7.6 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Security (1)

- **Sallie Mae Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Financial-Services, Banking, United States, Industrial Bank, Student Loans, Savings, Consumer Finance, Data Aggregation

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/sallie-mae/). Scores are computed from the provider's own public artifacts under a published rubric.