# Rutter

**Canonical:** https://apis.io/providers/rutter/  
**Website:** https://www.rutter.com/  
**APIs profiled:** 9

Rutter is the leading unified RESTful API for B2B financial products that connects to over 60 commerce, payments, accounting, and ads platforms through a single API. Trusted by companies like Airwallex, Mercury, and Ramp, Rutter enables developers to read, update, write, and remove data across major business platforms with a unified data model and idempotency guarantees for financial data. The API supports OAuth2 and Basic authentication, versioning via the X-Rutter-Version header, cursor-based pagination, and asynchronous request processing.

## Kin Score — 39.2 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 39.2).

| Facet | Score |
|---|---|
| Discoverability | 64.8 |
| Contract Quality | 62.7 |
| Governance | 25.0 |
| Contract Governance | 25.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 31.0 |
| Commercial Clarity | 36.8 |
| Access Clarity | 36.8 |

Regulatory layer — **Payments**: 26.6 (matched via tags).

## Agent readiness — 36.8 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | verified |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Enterprise · Self-serve signup — onboarding: self-serve, pricing: enterprise, trial: no (confidence: high).

## APIs (9)

- **Rutter Commerce API** — The Rutter Commerce API enables reading and writing data to all major commerce platforms through a unified API, supporting platforms like Shopify, WooCommerce, Amazon, and more.
- **Rutter Accounting API** — The Rutter Accounting API provides a unified interface to read and write data to all major accounting platforms including QuickBooks, Xero, Freshbooks, and Zoho Books.
- **Rutter Payments API** — The Rutter Payments API provides a unified interface to read and write data to all major payment platforms through a single REST API.
- **Rutter Accounting API** — Accounting data across platforms
- **Rutter Ads API** — Advertising platform data
- **Rutter Banking API** — Banking and financial account data
- **Rutter Commerce API** — Commerce and e-commerce data
- **Rutter Connections API** — Manage platform connections and authentication
- **Rutter Webhooks API** — Webhook configuration and management

## Agentic access (1)

- **Rutter Agentic Access** — 26 operations · 9 acting

## Security (2)

- **Rutter Authentication** — http · 1 scheme
- **Rutter Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Rutter Plans Pricing**

## Tags

Accounting, B2B, Commerce, Financial Data, Payments, Unified-API

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/rutter/). Scores are computed from the provider's own public artifacts under a published rubric.