# Rupifi

**Canonical:** https://apis.io/providers/rupifi/  
**Website:** https://www.rupifi.com/  
**APIs profiled:** 0

Rupifi is an India-based B2B payments and embedded-credit fintech that lets marketplaces, distributors, and brands offer their SME and retailer buyers a line of credit and Buy Now, Pay Later (BNPL) at checkout, with flexible 15/30/45/60/90-day repayment terms. Its platform connects three parties — anchors (brands/platforms), merchants (borrowers/retailers), and lenders — through digital onboarding, real-time credit assessment, and embedded B2B checkout. Products include B2B Credit (line of credit) and B2B Checkout, integrated by partners via the Rupifi developer portal and BNPL API.

## Kin Score — 9.9 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 9.9).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 27.6 |
| Access Clarity | 27.6 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 5.1 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Rupifi Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Fintech, BNPL, Embedded Finance, B2B Payments, Lending, India

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/rupifi/). Scores are computed from the provider's own public artifacts under a published rubric.