# Ruby Money

**Canonical:** https://apis.io/providers/ruby-money/  
**APIs profiled:** 0

Ruby Money is a mobile accounting and tax management app designed for freelancers and independent contractors. The platform automates tax set‑asides, tracks income and expenses, and helps self‑employed workers stay organized and compliant. Backed by Leadout Capital, it has raised $2.0M and serves the United States fintech market.

## Kin Score — 3.1 / 100 (minimal)

Scored 2026-11-06 under rubric 0.27.0. Trend: flat (+0.0 from 3.1).

| Facet | Score |
|---|---|
| Discoverability | 44.6 |
| Contract Quality | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 5.9 (matched via fallback).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |
| MCP Tool Quality | na |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Ruby Money Domain Security** — no transport/DNS hardening detected

## Tags

Fintech, Accounting, Tax, Freelancers, Mobile App, Company

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/ruby-money/). Scores are computed from the provider's own public artifacts under a published rubric.