# Romit

**Canonical:** https://apis.io/providers/romit/  
**Website:** https://romit.io  
**APIs profiled:** 9

Romit was a bank-agnostic digital wallet and payment-gateway platform for the card-not-present merchant-acquiring industry, built by a team of ex-Robocoin (bitcoin ATM) founders and backed by the 500 Global (500 Startups) accelerator. The Romit Merchant Suite let merchants stop chargebacks, reduce fraud and resolve disputes, while its consumer wallet let customers securely store payment methods, view transactions and communicate with merchants. Its OAuth2 REST API (api.romit.io/v1) exposed Banking (cards + linked bank accounts), Identity/KYC, Transfer (authorize/capture/refund/void money movement), Subscription, Plan and Invoice resources. Romit (romit.io) has since ceased operations; this profile captures the API surface derived from the surviving public evidence.

## Kin Score — 25.2 / 100 (emerging)

Scored 2026-08-19 under rubric 0.12.0. Trend: flat (-1.6 from 26.8).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 48.0 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 19.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Payments**: 42.2 (matched via tags).

## Agent readiness — 29.4 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (9)

- **Romit Application API** — The Application API from Romit — 1 operation(s) for application.
- **Romit Banking API** — The Banking API from Romit — 8 operation(s) for banking.
- **Romit Identity API** — The Identity API from Romit — 9 operation(s) for identity.
- **Romit Invoice API** — The Invoice API from Romit — 3 operation(s) for invoice.
- **Romit OAuth API** — The OAuth API from Romit — 2 operation(s) for oauth.
- **Romit Plan API** — The Plan API from Romit — 3 operation(s) for plan.
- **Romit Subscription API** — The Subscription API from Romit — 3 operation(s) for subscription.
- **Romit Transfer API** — The Transfer API from Romit — 5 operation(s) for transfer.
- **Romit User API** — The User API from Romit — 2 operation(s) for user.

## Security (2)

- **Romit Authentication** — oauth2 · 1 scheme
- **Romit Domain Security** — no transport/DNS hardening detected

## Tags

Company, Payments, Fintech, Digital Wallet, Payment Gateway, Merchant Services, Chargebacks, Fraud Prevention, Invoicing, Subscriptions

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/romit/). Scores are computed from the provider's own public artifacts under a published rubric.