# Rho

**Canonical:** https://apis.io/providers/rho-co/  
**Website:** https://www.rho.co/  
**APIs profiled:** 1

Rho is an all-in-one finance platform for businesses that combines business banking, treasury, corporate cards, expense management, bill pay, invoicing, and automated month-end close. Customers get a business checking account with high FDIC sweep insurance, a yield-bearing treasury product, corporate cards with cash back, and zero-fee bill pay, all reconciled against connected accounting systems. Rho serves startups, small businesses, enterprises, accountants, banks, and consumer brands, with no per-seat fees. The platform exposes APIs for use cases such as vendor onboarding and virtual card issuance so partners can embed Rho capabilities into their own portals. Native integrations exist for QuickBooks Online, NetSuite, Sage Intacct, and Microsoft Dynamics 365 Business Central.

## Kin Score — 15.7 / 100 (emerging)

Scored 2026-08-24 under rubric 0.12.1. Trend: flat (+0.0 from 15.7).

| Facet | Score |
|---|---|
| Discoverability | 59.3 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 52.6 |
| Access Clarity | 52.6 |

Regulatory layer — **Banking & Open Finance**: 7.6 (matched via tags).

## Agent readiness — 3.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Free — onboarding: unknown, pricing: free, trial: no (confidence: medium).

## APIs (1)

- **Rho Platform API** — Rho exposes APIs for partners and customers to embed Rho banking and payments capabilities, including a Virtual Card API for programmatically issuing cards and a Vendor Onboardi...

## Security (1)

- **Rho Co Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Rho Co Plans Pricing**

## Tags

Rho, Business Banking, Treasury, Corporate Cards, Expense Management, Bill Pay, Invoicing, AP Automation, Accounting, Finance, Virtual Cards, Vendor Onboarding

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/rho-co/). Scores are computed from the provider's own public artifacts under a published rubric.