# Resolve **Canonical:** https://apis.io/providers/resolve/ **Website:** https://resolvepay.com/ **APIs profiled:** 12 Resolve is a B2B commerce and payments platform that lets businesses offer flexible net terms (typically NET 30-60) to their buyers without carrying the credit risk or waiting on cash. It combines automated credit underwriting, invoicing, agentic collections, and payment processing: sellers are paid upfront while customers pay on terms. Resolve exposes a Merchant API (V5) for direct integrations (customers, credit checks, invoices, orders, charges, shipments, payments, payouts), a Partners API for platform/marketplace sub-merchant management, a browser Checkout SDK, and an official MCP server with full Merchant-API parity for AI assistants. Backed by Insight Partners, QED Investors, and Y Combinator. ## Kin Score — 57.9 / 100 (strong) Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 57.9). | Facet | Score | |---|---| | Discoverability | 63.0 | | Contract Quality | 66.5 | | Governance | 11.5 | | Operational Transparency | 57.9 | | Developer Ergonomics | 73.4 | | Commercial Clarity | 52.6 | Regulatory layer — **Payments**: 62.5 (matched via tags). ## Agent readiness — 56.5 (agent-native) | Dimension | Value | |---|---| | Spec Presence | yes | | Agentic Access | no | | MCP Server | yes | | Auth Clarity | yes | | Idempotency | documented | | Error Semantics | documented | | OpenAPI Examples | partial | | Rate Limit Signal | documented | | Event Surface Described | yes | | Agent Skills | derived | | Well Known Catalog | no | | Consent Identity | no | | Agent Card | no | | Dry Run Mode | no | ## Access Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium). ## APIs (12) - **Resolve Access Keys API** — OAuth access keys are created in Merchant Dashboard and can be exchanged for bearer tokens. Use the `/access-keys/token` endpoint to mint a bearer token from a valid `client_id`... - **Resolve Charges API** — A charge represents an agreement by the customer to accept credit terms for a transaction. It consists of a charge amount, term length (i.e. 30, 60, 90), and reference to the me... - **Resolve Credit Notes API** — Credit Notes are issued to customers to reduce the amount they owe. - **Resolve Customers API** — A customer represents a company that you do business with. For larger companies, there may be several users with access to the customer account that can make purchases with thei... - **Resolve Invoices API** — The invoice represents the business transaction between you and your customer. In Resolve, an invoice must be tied to a customer and an advance can be taken on the invoice. For ... - **Resolve Merchants API** — Merchant-scoped operations for managing sub-merchant resources. The merchant document upload endpoint creates a document record and starts transfer into Resolve-managed storage ... - **Resolve Orders API** — An order represents an authorization of credit for a customer transaction. Once authorized, an order can be partially or fully captured as goods or services are fulfilled, or ca... - **Resolve Payments API** — A payment represents a transaction where a customer pays towards their invoices. When a payment is made to Resolve, the customer's available credit balance is increased by the a... - **Resolve Payout Transactions API** — Payout Transactions are the individual transactions like customer payments, Resolve advances, forwarded payments, etc. that are rolled into a Payout. Each Payout is the sum of o... - **Resolve Payouts API** — A Payout is a transfer of money between the Merchant and Resolve. - **Resolve Shipments API** — A shipment represents the fulfillment of goods or services for an invoice. Track shipments to monitor delivery status and fulfillment progress. Shipments can be fulfilled throug... - **Resolve Webhooks API** — Webhooks allow you to receive real-time notifications about events in your Resolve account. When an event occurs, Resolve sends an HTTP POST request to your configured webhook e... ## MCP servers (1) - **resolve-mcp.yml** ## Security (2) - **Resolve Authentication** — http · 2 schemes - **Resolve Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC ## Tags Company, Payments, B2B, Net Terms, Credit, Invoicing, Financing, Embedded Finance --- Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/resolve/). Scores are computed from the provider's own public artifacts under a published rubric.