# Request Finance

**Canonical:** https://apis.io/providers/request/  
**Website:** https://www.request.finance/  
**APIs profiled:** 1

Request Finance is a crypto and fiat invoicing, payments, and payroll platform that lets businesses issue invoices, accept payments in crypto and fiat, pay contractors and employees, and manage accounts payable and receivable. Its Accounts Payable and Receivable (AP/AR) REST API lets developers programmatically create and send invoices, run off-chain and on-chain payroll payments, track invoice status without polling blockchains or bank accounts, manage organizations and clients, and download invoice PDFs. Invoices are settled through the Request Network protocol across many EVM chains and stablecoins, with crypto-to-fiat settlement via banking partners. The API uses Bearer authentication (API keys for quick starts, OAuth 2.0 / OIDC via Auth0 for production), real-time webhooks with HMAC-signed payloads, and a Sepolia testnet sandbox. Request Finance is backed by Balderton Capital.

## Kin Score — 46.2 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 46.2).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 45.1 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 65.8 |
| Developer Ergonomics | 54.2 |
| Commercial Clarity | 15.8 |
| Access Clarity | 15.8 |

Regulatory layer — **Payments**: 50.0 (matched via tags).

## Agent readiness — 33.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Request Finance AP and AR API** — The Accounts Payable and Receivable REST API for issuing invoices, accepting crypto and fiat payments, running payroll, and managing organizations and clients. JSON request and ...

## MCP servers (1)

- **Request Finance MCP Server**

## Security (3)

- **Request Authentication** — apiKey/oauth2/openIdConnect · 3 schemes
- **Request Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Request Trust Center** — SOC 2

## Tags

Company, Payments, Invoicing, Crypto, Web3, Payroll, Stablecoins, Accounts Payable, Accounts Receivable, Fintech, Blockchain, REST API

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/request/). Scores are computed from the provider's own public artifacts under a published rubric.