# rekord

**Canonical:** https://apis.io/providers/rekord/  
**Website:** https://www.rekordsoftware.com  
**APIs profiled:** 0

Rekord is a Dublin-based fintech platform that helps banks and fintechs automate credit underwriting and customer onboarding. Its AI-native decisioning platform unifies data from many sources into a single view, orchestrates decision workflows, runs a natural-language policy engine, and provides AI-assisted case management so credit and risk teams can make defensible, transparent decisions at scale. Rekord surfaces the signal buried in large volumes of applicant and transaction data to speed underwriting and onboarding while enforcing identity verification and compliance. It is a portfolio company of point-nine. Rekord does not currently publish a public developer API, documentation portal, or machine discovery surface; this profile captures its public identity and domain-security posture for the API Evangelist network.

## Kin Score — 10.8 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 10.8).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 27.6 |
| Access Clarity | 27.6 |

Regulatory layer — **Insurance**: 21.2 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Rekord Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Underwriting, Onboarding, Credit Risk, Decisioning, Banking, Compliance

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/rekord/). Scores are computed from the provider's own public artifacts under a published rubric.