# regions-financial

**Canonical:** https://apis.io/providers/regions-financial/  
**Website:** https://www.regions.com  
**APIs profiled:** 5

Regions Financial Corporation is a member of the S&P 500 Index and one of the nation's largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions Bank is implementing open banking capabilities through a partnership with Axway's Amplify Open Banking solution, building APIs aligned to the Financial Data Exchange (FDX) standard to enable secure financial data sharing with fintech partners and third-party platforms. Regions joined FDX in 2021 and is targeting compliance with CFPB open banking rules by April 2027.

## Kin Score — 33.8 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 33.8).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 62.9 |
| Governance | 25.0 |
| Contract Governance | 25.0 |
| Operational Transparency | 5.3 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 13.2 |
| Access Clarity | 13.2 |

Regulatory layer — **Banking & Open Finance**: 48.1 (matched via tags).

## Agent readiness — 29.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Enterprise · Self-serve signup — onboarding: self-serve, pricing: enterprise, trial: no (confidence: high).

## APIs (5)

- **regions-financial Account Information API** — Consumer and business account balances and details
- **regions-financial Consent API** — Customer consent management for data sharing
- **regions-financial Customer API** — Customer profile and identity
- **regions-financial Payments API** — Payment initiation and status
- **regions-financial Transactions API** — Account transaction history

## Agentic access (1)

- **Regions Financial Agentic Access** — 8 operations · 2 acting · 1 human-in-the-loop

## Security (2)

- **Regions Financial Authentication** — oauth2 · 1 scheme
- **Regions Financial Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Regions Financial Plans Pricing**

## Tags

Banking, Financial-Services, Open Banking, FDX, Consumer Banking, Wealth Management, Fortune 500

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/regions-financial/). Scores are computed from the provider's own public artifacts under a published rubric.