# Raymond James Bank

**Canonical:** https://apis.io/providers/raymond-james-bank/  
**Website:** https://www.raymondjamesbank.com/  
**APIs profiled:** 1

Raymond James Bank is a Florida-chartered state member bank headquartered in St. Petersburg, Florida, and a wholly owned subsidiary of Raymond James Financial, Inc. (NYSE: RJF), a diversified financial services holding company founded in 1962. Supervised by the Federal Reserve and the Florida Office of Financial Regulation, the bank provides securities-based lending, residential mortgages, commercial and industrial and commercial real estate loans, tax-exempt loans, and deposit products (including its Enhanced Savings Program) primarily to Raymond James wealth-management and institutional clients. On open finance, the bank runs no first-party public developer portal and publishes no downloadable API specifications; consumer-permissioned account data is reachable only indirectly through third-party aggregators such as Plaid. No FDX participation or CFPB Section 1033 data-access posture is publicly documented for this institution as of this record.

## Kin Score — 10.9 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 10.9).

| Facet | Score |
|---|---|
| Discoverability | 59.3 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 27.6 |
| Access Clarity | 27.6 |

Regulatory layer — **Banking & Open Finance**: 17.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## APIs (1)

- **Raymond James Bank Consumer Data Access (Aggregator-Only)** — Raymond James Bank exposes no first-party public API. Consumer-permissioned account and transaction data is available only indirectly through third-party data aggregators (e.g.,...

## Security (1)

- **Raymond James Bank Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Financial-Services, Banking, United States, Wealth Management, Securities-Based Lending, Open Finance, Data Aggregation

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/raymond-james-bank/). Scores are computed from the provider's own public artifacts under a published rubric.