# Ramp

**Canonical:** https://apis.io/providers/ramp/  
**Website:** https://ramp.com/  
**APIs profiled:** 11

Ramp is a finance automation platform that combines corporate cards, expense management, accounts payable, vendor management, and accounting integrations into a single product. The Ramp Developer API enables developers to access and manage Ramp account data, build applications for the Ramp App Center reaching over 25,000 Ramp customers, and automate financial workflows by integrating Ramp into existing systems.

## Kin Score — 53.2 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 53.2).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 73.8 |
| Governance | 26.5 |
| Contract Governance | 26.5 |
| Operational Transparency | 18.4 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 68.4 |
| Access Clarity | 68.4 |

Regulatory layer — **Payments**: 71.9 (matched via tags).

## Agent readiness — 36.2 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | na |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | na |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | derived |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | na |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high).

## APIs (11)

- **Ramp Accounts API** — General ledger account resources used to map Ramp activity to accounting systems.
- **Ramp Audit Logs API** — Audit events recording activity within a Ramp organization.
- **Ramp Bills API** — Bill pay records and approval workflows.
- **Ramp Cards API** — Physical and virtual cards issued to users and departments.
- **Ramp Departments API** — Department records used to organize spend.
- **Ramp Locations API** — Location records used to organize spend.
- **Ramp Reimbursements API** — Out-of-pocket reimbursement requests.
- **Ramp Statements API** — Card statement records.
- **Ramp Transactions API** — Card and bill transactions across the organization.
- **Ramp Users API** — User accounts within a Ramp organization.
- **Ramp Vendors API** — Vendor records used by accounting integrations and bill pay workflows.

## Agentic access (1)

- **Ramp Agentic Access** — 12 operations

## Security (4)

- **Ramp Authentication** — oauth2 · 1 scheme
- **Ramp Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Ramp Vulnerability Disclosure** — security.txt · contact published
- **Ramp Trust Center** — SOC 2, ISO 27001, PCI DSS, FedRAMP

## Plans (1)

- **Ramp Plans Pricing**

## Tags

Finance, Spend Management, Corporate Cards, Expense Management, Accounts Payable, Bill Pay, Accounting, Reimbursement

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/ramp/). Scores are computed from the provider's own public artifacts under a published rubric.