# Raisin

**Canonical:** https://apis.io/providers/raisin/  
**Website:** https://www.raisin.com  
**APIs profiled:** 0

Raisin is a fintech savings and investment marketplace that gives consumers access to high-yield savings accounts, CDs, and cash deposit products from a network of banks and credit unions through a single account and login. Founded in Berlin (originally as WeltSparen / SavingGlobal) and operating in the US, Germany, and across Europe, Raisin connects more than one million customers with partner banks, handling onboarding, KYC, account management, and deposit brokerage. Its sister entity Raisin Bank provides a Banking-as-a-Service platform for fintechs. Raisin exposes no public, self-serve developer API or documentation portal; integrations are partner-only and its consumer surface is web and mobile apps. Backed by Index Ventures and Ribbit Capital, this profile was added to the API Evangelist network as a fintech portfolio lead.

## Kin Score — 11.6 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 11.6).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 38.2 |
| Access Clarity | 38.2 |

Regulatory layer — **Banking & Open Finance**: 17.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Raisin Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Fintech, Savings, Deposits, Banking, Marketplace, Banking as a Service, Wealth

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/raisin/). Scores are computed from the provider's own public artifacts under a published rubric.