# Rabobank Australia

**Canonical:** https://apis.io/providers/rabobank-australia/  
**Website:** https://www.rabobank.com.au/  
**APIs profiled:** 7

Rabobank Australia is the Australian arm of Rabobank Group, the Netherlands-headquartered cooperative bank and one of the world's leading food and agribusiness specialist lenders. In Australia it operates as an Authorised Deposit-taking Institution (ADI), offering rural and agribusiness finance alongside consumer online savings accounts and term deposits, including SMSF products. As a member-focused, cooperatively owned institution rather than a shareholder-driven bank, its Australian retail and business deposit products fall under the Consumer Data Right (CDR / Open Banking). Rabobank therefore exposes a public, unauthenticated Product Reference Data (PRD) API that conforms to the Data Standards Body (DSB) Consumer Data Standards, while authenticated consumer data sharing follows the CDR accredited data recipient (ADR) model built on OAuth2 / OpenID Connect (FAPI).

## Kin Score — 40.7 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 40.7).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 51.0 |
| Governance | 30.3 |
| Contract Governance | 30.3 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 39.9 |
| Commercial Clarity | 18.4 |
| Access Clarity | 18.4 |

Regulatory layer — **Banking & Open Finance**: 54.4 (matched via tags).

## Agent readiness — 31.8 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (7)

- **Rabobank Australia Banking Account Balances API** — Banking Account Balance endpoints
- **Rabobank Australia Banking Account Direct Debits API** — Banking Account Direct Debit endpoints
- **Rabobank Australia Banking Account Scheduled Payments API** — Banking Account Scheduled Payment endpoints
- **Rabobank Australia Banking Account Transactions API** — Banking Account Transaction endpoints
- **Rabobank Australia Banking Accounts API** — Banking Account endpoints
- **Rabobank Australia Banking Payees API** — Banking Payee endpoints
- **Rabobank Australia Banking Products API** — Banking Product endpoints

## MCP servers (1)

- **Rabobank Australia MCP Server**

## Security (2)

- **Rabobank Australia Authentication** — none/oauth2/openIdConnect · 2 schemes
- **Rabobank Australia Domain Security** — TLSv1.3 · DMARC

## Tags

Financial, Banks, Open Banking, CDR, Consumer Banking, Australia, Agribusiness, Product Reference Data

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/rabobank-australia/). Scores are computed from the provider's own public artifacts under a published rubric.