# Qwil

**Canonical:** https://apis.io/providers/qwil/  
**Website:** https://qwil.co  
**APIs profiled:** 1

Qwil (qwil.co) is a financial-technology company and a 500 Global portfolio company. It operates a consumer-facing web and mobile application ("Qwil WebApp" at app.qwil.com) backed by a private, authenticated REST API at api.qwil.co. The platform connects to users' bank accounts through Plaid and uses Firebase Authentication (Google Identity Platform) for identity, with bearer tokens presented to a Django REST Framework API. Qwil does not publish a public API specification, developer portal, or SDK documentation; the API is private and partner-gated. Note that qwil.co is distinct from Qwil Messenger (qwil.io), an unrelated secure client-collaboration platform. This profile was enriched by live probing of Qwil's public network surface; most standard developer artifacts are unavailable because Qwil exposes no public developer program.

## Kin Score — 8.9 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 8.9).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 6.6 |
| Access Clarity | 6.6 |

Regulatory layer — **Banking & Open Finance**: 15.2 (matched via tags).

## Agent readiness — 8.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Qwil API** — Qwil's private, authenticated production REST API (Django REST Framework). Requires a bearer token; no public OpenAPI specification is published.

## Security (2)

- **Qwil Authentication** — http · 1 scheme
- **Qwil Domain Security** — DMARC

## Tags

Company, Fintech, Financial-Services, Payments, Banking, Plaid

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/qwil/). Scores are computed from the provider's own public artifacts under a published rubric.