# Quiltt

**Canonical:** https://apis.io/providers/quiltt/  
**Website:** https://www.quiltt.io/  
**APIs profiled:** 5

Quiltt is a fintech data platform and abstraction layer over open-banking aggregators like Plaid, MX, and Finicity. It exposes a unified GraphQL API for reading end-user financial data (profiles, connections, accounts, balances, transactions, investment holdings, statements) plus a REST Admin/Auth API for profiles, connections, session tokens, and webhooks, and an embeddable Connector UI for account linking.

## Kin Score — 36.5 / 100 (thin)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 36.5).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 57.6 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 34.2 |
| Developer Ergonomics | 23.8 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Banking & Open Finance**: 15.2 (matched via tags).

## Agent readiness — 29.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high).

## APIs (5)

- **Quiltt GraphQL Data API** — Single GraphQL endpoint for reading an end-user's unified financial data - Profile, Connections, Accounts, Balances, Account Owners and Numbers, Transactions, Investment Holding...
- **Quiltt Connections API** — Manage a Profile's aggregator Connections.
- **Quiltt Profiles API** — Manage end-user Profiles.
- **Quiltt Session Tokens API** — Issue, verify, and revoke Profile-scoped session tokens.
- **Quiltt Webhooks API** — Manage webhook subscriptions for real-time events.

## Agentic access (1)

- **Quiltt Agentic Access** — 15 operations · 8 acting · 1 human-in-the-loop

## Security (2)

- **Quiltt Authentication** — http · 1 scheme
- **Quiltt Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Quiltt Plans Pricing**

## Tags

Fintech, Open Banking, Financial Data, Aggregation, GraphQL

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/quiltt/). Scores are computed from the provider's own public artifacts under a published rubric.