# Qualpay

**Canonical:** https://apis.io/providers/qualpay/  
**Website:** https://www.qualpay.com/  
**APIs profiled:** 1

Qualpay provides a comprehensive payments platform offering embedded finance services, customizable checkout, recurring billing, virtual terminal, ACH/eCheck processing, and industry‑specific solutions for nonprofits, utilities, energy, waste management, propane, e‑commerce, B2B and home services. Their developer hub offers hosted APIs, webhooks, sandbox testing, detailed documentation, and sample code to integrate payment processing quickly and securely.

## Kin Score — 48.4 / 100 (developing)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 55.4 |
| Contract Quality | 58.8 |
| Contract Governance | 22.0 |
| Operational Transparency | 15.8 |
| Developer Ergonomics | 61.9 |
| Access Clarity | 50.0 |

Regulatory layer — **Payments**: 26.8 (matched via tags).

## Agent readiness — 30.3 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | partial |
| Operation Distinctiveness | distinct |

## APIs (16)

- **Qualpay Account Updater API** — The Account Updater API from Qualpay — 10 operation(s) for account updater.
- **Qualpay Application Boarding API** — Application
- **Qualpay Checkout API** — Checkout
- **Qualpay Customer Vault API** — Customer Vault
- **Qualpay Disputes v0.5 API** — Original dispute management operations.
- **Qualpay Disputes v1.0 API** — API to allow automation of dispute reporting and responses.
- **Qualpay Embedded Fields API** — Embedded Fields
- **Qualpay Integrator API** — The Integrator API from Qualpay — 3 operation(s) for integrator.
- **Qualpay Invoicing API** — Invoicing
- **Qualpay Payee Vault API** — Payee Vault
- **Qualpay Payment Gateway API** — The Payment Gateway API from Qualpay — 16 operation(s) for payment gateway.
- **Qualpay Recurring Billing API** — Recurring Billing
- **Qualpay Reporting API** — Reporting
- **Qualpay Token API** — The Token API from Qualpay — 3 operation(s) for token.
- **Qualpay Transaction API** — The Transaction API from Qualpay — 1 operation(s) for transaction.
- **Qualpay Webhooks API** — Webhooks

## Agentic access (1)

- **Qualpay Agentic Access** — 136 operations · 78 acting · 1 human-in-the-loop

## Security (3)

- **Qualpay Authentication** — http · 1 scheme
- **Qualpay Domain Security** — TLSv1.3 · HSTS · DMARC
- **Qualpay Trust Center** — PCI DSS

## Tags

Payments, Payment Processing, Merchant Services, B2B Payments, Reporting, Tokenization

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/qualpay/). Scores are computed from the provider's own public artifacts under a published rubric.