# Qover

**Canonical:** https://apis.io/providers/qover/  
**Website:** https://docs.qover.com/  
**APIs profiled:** 1

Qover is a Brussels-based insurtech providing an API-first embedded insurance orchestration platform used across 32 European countries. Its modular platform lets brands, fintechs and insurers configure and distribute insurance products (travel, mobility, bike, purchase protection, accident, property) and run the full lifecycle from policy configuration and issuance through AI-assisted claims and multilingual customer care. Qover exposes REST APIs - a Claims API, a Policy API and a Document Asset Management API - secured with API keys, with a sandbox environment, configurable webhooks for claim status changes, and per-partner product configuration. Founded in 2016, Qover reports serving 440+ brands and insurers covering millions of people, and is an ISO-certified company with a Vanta-hosted trust center.

## Kin Score — 48.3 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 48.3).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 45.1 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 61.9 |
| Commercial Clarity | 60.5 |
| Access Clarity | 60.5 |

Regulatory layer — **Insurance**: 45.5 (matched via tags).

## Agent readiness — 29.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Qover Embedded Insurance API** — Qover's REST API for embedded insurance: a Claims API (file, retrieve, track status history, and download claim reports), a Policy API (manage policies and dynamically add/remov...

## MCP servers (1)

- **Qover MCP Server**

## Security (3)

- **Qover Authentication** — apiKey · 1 scheme
- **Qover Domain Security** — TLSv1.3 · HSTS · DMARC
- **Qover Trust Center** — ISO 27001

## Tags

Company, Insurtech, Insurance, Embedded Insurance, Claims, Policy, Fintech, Belgium

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/qover/). Scores are computed from the provider's own public artifacts under a published rubric.