# QI Tech

**Canonical:** https://apis.io/providers/qi-tech/  
**Website:** https://qitech.com.br  
**APIs profiled:** 5

QI Tech (legal entity on its docs: QI Sociedade de Crédito Direto S.A.) is a Brazilian financial-infrastructure company offering regulated APIs to build financial products: Lending as a Service (debt issuance, simulation, formalization, payroll-deductible credit), Banking as a Service (digital accounts, Pix, TED, boletos, escrow accounts), Risk Solutions (KYC, onboarding, antifraud, credit analysis, SCR) and investment fund administration and custody (FIDC, DTVM). Its developer documentation at docs.qitech.com.br covers API key exchange, authentication, webhooks and an API playground.

## Kin Score — 37.4 / 100 (thin)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 73.2 |
| Contract Quality | 26.0 |
| Contract Governance | 33.3 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 54.8 |
| Access Clarity | 31.6 |

Regulatory layer — **Payments**: 27.7 (matched via tags).

## Agent readiness — 27.8 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | distinct |

## APIs (5)

- **QI Tech Banking and Lending as a Service API** — REST API for Banking as a Service (digital and escrow accounts, Pix, TED, boletos, cards, DDA) and Lending as a Service (debt issuance, simulation, formalization), served from t...
- **QI Tech Risk Solutions (CaaS) API** — REST API for Risk Solutions: onboarding, OCR, face recognition, device scan and Pix limits. Production and sandbox hosts are stated in the host table at https://docs.qitech.com....
- **QI Tech CertifiQI API** — REST API for CertifiQI, the QI Tech platform for signing documents with ICP-Brasil certificates (CAdES p7s and PAdES PDF signatures) at high volume. Production and sandbox hosts...
- **QI Tech Insurance as a Service API** — REST API for Insurance as a Service products. Production and sandbox hosts are stated in the host table at https://docs.qitech.com.br/documentation/introducao_api_reference (san...
- **QI Tech API** — QI Tech API as documented publicly: 23 operations. Contract generated from the documentation by API Evangelist (2026-10-18); not the provider's own document.

## Security (2)

- **Qi Tech Authentication** — 2 schemes
- **Qi Tech Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Qi Tech Plans Pricing**

## Tags

Company, Fintech, Banking as a Service, Lending, Payments, Pix, KYC, Fraud Prevention, Fund Administration, Brazil

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/qi-tech/). Scores are computed from the provider's own public artifacts under a published rubric.