# Qentaz

**Canonical:** https://apis.io/providers/qentaz/  
**Website:** https://www.trazo.co  
**APIs profiled:** 1

Qentaz (now operating under the brand Trazo) is a Colombian fintech providing collections, payments, disbursements, fraud control and reconciliation infrastructure for modern operations. Its REST API lets businesses generate charges (cobros), send payment links over WhatsApp, email or a hosted link, disburse funds to third parties (dispersiones), manage collector teams and administered (child) accounts, and reconcile cash and digital payments in real time. Authentication is a two-step bearer model (a static auth key exchanged for a short-lived access token), and webhooks push payment, payout and team events with a signed header. The API is versioned under /v1 and returns a custom JSON error envelope with Q-prefixed codes.

## Kin Score — 42.6 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 42.6).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 44.4 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 57.1 |
| Commercial Clarity | 42.1 |
| Access Clarity | 42.1 |

Regulatory layer — **Payments**: 46.9 (matched via tags).

## Agent readiness — 28.6 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | derived |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Trazo API** — REST API for generating collections (cobros), disbursing funds (dispersiones), managing teams and administered accounts, reconciliation and webhooks. Two-step bearer-token authe...

## Security (3)

- **Qentaz Authentication** — apiKey/http · 4 schemes
- **Qentaz Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Qentaz Trust Center** — trust center published

## Tags

Company, Payments, Collection, Disbursements, Reconciliation, Fintech, Colombia, Webhook, Fraud Prevention, WhatsApp Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/qentaz/). Scores are computed from the provider's own public artifacts under a published rubric.