# Q2

**Canonical:** https://apis.io/providers/q2/  
**Website:** https://helix.q2.com  
**APIs profiled:** 1

Q2 Holdings is a financial services software company that provides digital banking, lending, and embedded finance solutions to banks, credit unions, and fintechs. Its embedded finance platform, Helix by Q2 (formerly CorePro / Cambr), exposes a REST API that lets developers incorporate real, FDIC-insured savings and checking accounts, cards, transfers, and ACH into their own applications. The Helix API covers account, customer, card, external-account, transfer, transaction, statement, and program management, with a real-time Events Bus, SFTP batch files, and an administrative web application. Q2 serves over 1,000 financial institutions and 10M+ digital banking end users.

## Kin Score — 39.7 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 39.7).

| Facet | Score |
|---|---|
| Discoverability | 87.0 |
| Contract Quality | 45.1 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 55.3 |
| Developer Ergonomics | 48.2 |
| Commercial Clarity | 10.5 |
| Access Clarity | 10.5 |

Regulatory layer — **Payments**: 34.4 (matched via tags).

## Agent readiness — 35.7 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Helix by Q2 API** — The Helix by Q2 REST API lets developers incorporate real FDIC-insured savings and/or checking accounts into their applications, including accounts, customers (individual and bu...

## MCP servers (1)

- **Q2 MCP Server**

## Security (3)

- **Q2 Authentication** — http · 1 scheme
- **Q2 Domain Security** — TLSv1.3 · HSTS · DMARC
- **Q2 Vulnerability Disclosure** — Bugcrowd · security.txt · contact published

## Tags

Company, Financial-Services, Banking, Embedded Finance, Banking as a Service, Fintech, Digital Banking, Cards, Payments, ACH, FDIC

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/q2/). Scores are computed from the provider's own public artifacts under a published rubric.