# Puzzle

**Canonical:** https://apis.io/providers/puzzle/  
**Website:** https://puzzle.io  
**APIs profiled:** 22

Puzzle is an AI-powered accounting platform for startups, SMBs, and accounting firms, built around a real-time, append-only general ledger. Its agent-native architecture pairs deterministic Puzzle agents that draft categorization, reconciliation, and month-end close for human review with native integrations to banking, card, revenue, and payroll systems (Stripe, Brex, Mercury, Ramp, Gusto, Rippling, and more). The Puzzle Accounting API gives developers programmatic, OAuth 2.0 + PKCE-secured access to the same ledger: transactions, chart of accounts, journal entries, bills, invoices, vendors, customers, payroll, financial statements (income statement, balance sheet, cash activity), and metrics such as burn, runway, and revenue. A companion read-only MCP server connects AI tools like Claude, Cursor, and Windsurf to the ledger for natural-language financial analysis.

## Kin Score — 63.5 / 100 (strong)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 63.5).

| Facet | Score |
|---|---|
| Discoverability | 92.6 |
| Contract Quality | 50.1 |
| Governance | 11.5 |
| Operational Transparency | 50.0 |
| Developer Ergonomics | 69.0 |
| Commercial Clarity | 100.0 |

## Agent readiness — 52.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | yes |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (22)

- **Puzzle Accounts API** — The Accounts API from Puzzle — 3 operation(s) for accounts.
- **Puzzle Attachments API** — The Attachments API from Puzzle — 1 operation(s) for attachments.
- **Puzzle Bills API** — The Bills API from Puzzle — 3 operation(s) for bills.
- **Puzzle Company API** — The Company API from Puzzle — 10 operation(s) for company.
- **Puzzle Customers API** — The Customers API from Puzzle — 2 operation(s) for customers.
- **Puzzle Departments API** — The Departments API from Puzzle — 1 operation(s) for departments.
- **Puzzle Documents API** — The Documents API from Puzzle — 1 operation(s) for documents.
- **Puzzle Invoices API** — The Invoices API from Puzzle — 2 operation(s) for invoices.
- **Puzzle JournalEntries API** — The JournalEntries API from Puzzle — 2 operation(s) for journalentries.
- **Puzzle JournalEntry API** — The JournalEntry API from Puzzle — 2 operation(s) for journalentry.
- **Puzzle Locations API** — The Locations API from Puzzle — 1 operation(s) for locations.
- **Puzzle Metrics API** — The Metrics API from Puzzle — 5 operation(s) for metrics.
- **Puzzle OAuth API** — The OAuth API from Puzzle — 2 operation(s) for oauth.
- **Puzzle Onboarding API** — The Onboarding API from Puzzle — 1 operation(s) for onboarding.
- **Puzzle Payroll API** — The Payroll API from Puzzle — 6 operation(s) for payroll.
- **Puzzle Products API** — The Products API from Puzzle — 2 operation(s) for products.
- **Puzzle Reports API** — The Reports API from Puzzle — 7 operation(s) for reports.
- **Puzzle Requests API** — The Requests API from Puzzle — 1 operation(s) for requests.
- **Puzzle Tasks API** — The Tasks API from Puzzle — 2 operation(s) for tasks.
- **Puzzle Transactions API** — The Transactions API from Puzzle — 3 operation(s) for transactions.
- **Puzzle User API** — The User API from Puzzle — 3 operation(s) for user.
- **Puzzle Vendors API** — The Vendors API from Puzzle — 2 operation(s) for vendors.

## MCP servers (1)

- **puzzle-mcp.yml**

## Agentic access (1)

- **Puzzle Agentic Access** — 81 operations · 38 acting

## Security (4)

- **Puzzle Authentication** — oauth2 · 1 scheme
- **Puzzle Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Puzzle Vulnerability Disclosure** — security.txt · contact published
- **Puzzle Trust Center** — SOC 2

## Plans (1)

- **Puzzle Plans Pricing**

## Tags

Company, Accounting, Financial, Bookkeeping, Fintech, General Ledger, Payroll, Agent-Native, MCP

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/puzzle/). Scores are computed from the provider's own public artifacts under a published rubric.