# Prospa

**Canonical:** https://apis.io/providers/prospa/  
**Website:** https://www.prospa.com  
**APIs profiled:** 1

Prospa is an Australian fintech company that provides small business loans, lines of credit, and business accounts. Their platform offers flexible funding solutions ranging from $5,000 to $1,000,000, integrated payment services, and accounting integrations such as Xero. Prospa aims to help SMEs grow by simplifying access to capital and financial management tools through a digital experience.

## Kin Score — 11.4 / 100 (emerging)

Scored 2026-11-06 under rubric 0.27.0. Trend: flat (-3.9 from 15.3).

| Facet | Score |
|---|---|
| Discoverability | 57.1 |
| Contract Quality | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 13.1 |
| Access Clarity | 6.6 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 17.6 (matched via fallback).

## Agent readiness — 10.8 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | served |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |
| MCP Tool Quality | na |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (1)

- **Prospa API** — Prospa provides a developer API documented at https://developer.prospa.com/apis

## Security (2)

- **Prospa Domain Security** — TLSv1.3 · HSTS · DMARC
- **Prospa Vulnerability Disclosure** — security.txt · contact published

## Tags

Company, Fintech, Small Business, Loans, Australia

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/prospa/). Scores are computed from the provider's own public artifacts under a published rubric.