# Proportunity

**Canonical:** https://apis.io/providers/proportunity/  
**Website:** https://www.proportunity.com/  
**APIs profiled:** 0

Proportunity is a London-based proptech/fintech mortgage lender, founded in 2016 by Vadim Toader and Stefan Boronea, that helps first-time buyers get onto the property ladder with a shared-equity loan. The Proportunity Loan supplements a buyer's deposit and can boost purchasing power by up to GBP 150,000, letting buyers secure a home with as little as a 5% deposit on any property on the market (not just new-builds). The company uses machine-learning models to forecast house prices and identify fair-valued homes in high-growth areas to reduce financing risk. Proportunity is authorised and regulated by the UK Financial Conduct Authority (FRN 716565). It was surfaced as a portfolio company of Anthemis and added to the API Evangelist network; enrichment found no public developer/API surface (consumer-facing product only).

## Kin Score — 10.6 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 10.6).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Tags

Company, Fintech, PropTech, Mortgage, Real-Estate, Lending, Homeownership, Machine-Learning, United Kingdom

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/proportunity/). Scores are computed from the provider's own public artifacts under a published rubric.