# Prodigal

**Canonical:** https://apis.io/providers/prodigal/  
**Website:** https://www.prodigaltech.com/  
**APIs profiled:** 0

Prodigal is an AI company building purpose-built agents and intelligence for the loan-servicing and debt-collections industry. Its products include proAgent (end-to-end collections automation across voice and digital), PIE (an intelligence layer trained on more than half a billion consumer-finance interactions), proCollect (omnichannel digital orchestration), proScore (propensity-to-pay scoring from 500+ consumer attributes), proPay (an AI-native self-serve payment portal), proNotes (automated call notes), proInsight (QA automation, scorecards, and revenue analytics), and proAssist (real-time agent assistance). Prodigal serves auto finance, collections, healthcare revenue-cycle management, and lending, integrating with dialers and contact-center platforms such as Five9, Genesys, NICE, TCN, and DialConnect. It is backed by Accel and Menlo Ventures. Prodigal exposes no public developer API; this profile captures its identity, security posture, and compliance program.

## Kin Score — 14.5 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 14.5).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 36.8 |
| Access Clarity | 36.8 |

Regulatory layer — **Health**: 23.8 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Prodigal Domain Security** — TLSv1.3 · HSTS · DMARC
- **Prodigal Trust Center** — SOC 2, PCI DSS, HIPAA

## Tags

Company, Enterprise, Artificial Intelligence, Debt Collections, Loan Servicing, Financial-Services, Contact Center, Healthcare RCM

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/prodigal/). Scores are computed from the provider's own public artifacts under a published rubric.