# Pomelo

**Canonical:** https://apis.io/providers/pomelo/  
**Website:** https://www.pomelo.la  
**APIs profiled:** 6

Pomelo (pomelo.la) is a Latin American card-issuing and embedded-finance platform. Its REST API lets fintechs and enterprises onboard users (KYC/KYB), issue physical and virtual cards, manage card accounts and balances, process and query transactions, move money with transfers and settlements, and authorize transactions in real time over a synchronous authorization webhook.

## Kin Score — 35.3 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 35.3).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 52.3 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 34.2 |
| Developer Ergonomics | 21.4 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

Regulatory layer — **Payments**: 34.4 (matched via tags).

## Agent readiness — 29.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high).

## APIs (6)

- **Pomelo Authentication API** — OAuth 2.0 client-credentials token issuance.
- **Pomelo Card Accounts API** — Card account balances, activities, and movements.
- **Pomelo Cards API** — Issuing and lifecycle of physical and virtual cards.
- **Pomelo Transactions API** — Processed transactions, summaries, and history.
- **Pomelo Transfers API** — Money movement and settlements across card accounts.
- **Pomelo Users API** — Cardholder records and KYC/KYB identity verification.

## Agentic access (1)

- **Pomelo Agentic Access** — 20 operations · 9 acting

## Security (2)

- **Pomelo Authentication** — http/oauth2 · 2 schemes
- **Pomelo Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Pomelo Plans Pricing**

## Tags

Fintech, Card Issuing, Embedded Finance, Payments, Latin America

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/pomelo/). Scores are computed from the provider's own public artifacts under a published rubric.