# Pollinate

**Canonical:** https://apis.io/providers/pollinate/  
**Website:** https://www.pollinate.global/  
**APIs profiled:** 0

Pollinate is a London-headquartered financial technology company that builds a cloud-based, bank-grade digital experience platform helping banks and payment processors reinvent merchant acquiring and value-added services for their small and medium business (SMB) customers. The platform wraps around a bank's legacy payment systems to deliver dynamic merchant onboarding, a bank-branded Merchant Command Center dashboard (transaction reconciliation, dispute management, statements, service discovery), integrated merchant services inside online banking, and ISV enablement. Built on Microsoft Azure and open-banking ready, it powers live bank deployments including Tyl by NatWest (UK), NAB Hive (Australia), and Tyl by CIBC (Canada), with clients including Truist and partners including Fiserv, Endava, and Dun & Bradstreet. Pollinate's APIs are private and partner-facing; it does not publish a public developer portal or OpenAPI.

## Kin Score — 7.6 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 7.6).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Pollinate Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Payments, Merchant Acquiring, Merchant Services, Banking, Fintech, SMB, Digital Experience Platform

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/pollinate/). Scores are computed from the provider's own public artifacts under a published rubric.