# Police Bank

**Canonical:** https://apis.io/providers/police-bank/  
**Website:** https://www.policebank.com.au/  
**APIs profiled:** 7

Police Bank is a mutual, member-owned Australian bank (ABN 95 087 650 799, ACN 087 650 799, AFSL / Australian Credit Licence No. 240018) founded to serve the New South Wales police community and their families and now open to the wider public. As an Authorised Deposit-taking Institution it participates in Australia's Consumer Data Right (Open Banking) regime as an active data holder - it publishes an unauthenticated Product Reference Data (PRD) API conforming to the Consumer Data Standards, and lets members share their banking data with ACCC-accredited data recipients. Police Bank states it is in the process of gaining ACCC accreditation to also receive data as an Accredited Data Recipient.

## Kin Score — 28.4 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 28.4).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 51.0 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 18.5 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 43.0 (matched via tags).

## Agent readiness — 34.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Open access — onboarding: open, pricing: unknown, trial: no (confidence: medium).

## APIs (7)

- **Police Bank Banking Account Balances API** — Banking Account Balance endpoints
- **Police Bank Banking Account Direct Debits API** — Banking Account Direct Debit endpoints
- **Police Bank Banking Account Scheduled Payments API** — Banking Account Scheduled Payment endpoints
- **Police Bank Banking Account Transactions API** — Banking Account Transaction endpoints
- **Police Bank Banking Accounts API** — Banking Account endpoints
- **Police Bank Banking Payees API** — Banking Payee endpoints
- **Police Bank Banking Products API** — Banking Product endpoints

## MCP servers (1)

- **Police Bank MCP Server**

## Agentic access (1)

- **Police Bank Agentic Access** — 19 operations · 3 acting

## Security (2)

- **Police Bank Authentication** — 0 schemes
- **Police Bank Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Financial, Banks, Open Banking, CDR, Consumer Banking, Australia, Mutual Bank, Product Reference Data

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/police-bank/). Scores are computed from the provider's own public artifacts under a published rubric.