# Plum

**Canonical:** https://apis.io/providers/plum/  
**Website:** https://withplum.com  
**APIs profiled:** 0

Plum is a UK-based personal finance "money app" that helps consumers save and invest automatically. Its mobile app pairs automated savings algorithms (eight saving automations) with a range of regulated products including Easy Access Savings, a Cash ISA, a 95-day Notice Account, a money-market Interest pocket, a Stocks & Shares ISA, a Self-Invested Personal Pension (SIPP), and access to thousands of stocks and funds. Plum operates under FCA oversight through multiple entities covering payment services, e-money, investment broking, and account information services, and monetizes via subscription tiers (Basic, Plus, Boost, Max). It is a consumer-facing product with no public developer API; this profile was surfaced as a portfolio company of 500 Global and Partech and enriched by the API Evangelist pipeline.

## Kin Score — 12.7 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 12.7).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 31.6 |
| Access Clarity | 31.6 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Plum Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Personal Finance, Savings, Investing, Wealth Management, Consumer, Mobile App

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/plum/). Scores are computed from the provider's own public artifacts under a published rubric.