# PlanYear

**Canonical:** https://apis.io/providers/planyear/  
**Website:** https://planyear.com  
**APIs profiled:** 1

PlanYear provides an AI‑native platform for the benefits industry, offering the BEACON platform for benefits consultants and the RAPID solution for insurance carriers. Built by benefits professionals, the platform reads, cleans, and formats census files, plan documents, RFPs, and renewals, enabling consultants to focus on strategic guidance and carriers to quote efficiently. The service combines deep industry knowledge with modern AI to return time to relationships and growth.

## Kin Score — 19.6 / 100 (emerging)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 57.1 |
| Contract Quality | 0.0 |
| Contract Governance | 18.2 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 20.7 |
| Access Clarity | 21.1 |

Regulatory layer — **Insurance**: 29.5 (matched via tags).

## Agent readiness — 8.6 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | unknown |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |

## APIs (1)

- **PlanYear API** — PlanYear developer portal providing API information, but the API reference is gated.

## Security (2)

- **Planyear Authentication** — 0 schemes
- **Planyear Domain Security** — TLSv1.3 · DMARC

## Tags

AI, Benefits, Insurance, Platform, Consulting

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/planyear/). Scores are computed from the provider's own public artifacts under a published rubric.