# Pin Payments

**Canonical:** https://apis.io/providers/pin-payments/  
**Website:** https://pinpayments.com/  
**APIs profiled:** 4

A complete payments solution, built for speed and simplicity around your unique business needs. The Pin Payments API enables developers to charge cards, manage customers, store payment sources, issue refunds, and run subscriptions through a RESTful JSON interface secured with HTTP Basic authentication.

## Kin Score — 29.6 / 100 (thin)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 29.6).

| Facet | Score |
|---|---|
| Discoverability | 64.8 |
| Contract Quality | 49.7 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 23.8 |
| Commercial Clarity | 32.9 |
| Access Clarity | 32.9 |

Regulatory layer — **Payments**: 18.8 (matched via tags).

## Agent readiness — 21.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high).

## APIs (4)

- **Pin Payments Cards API** — Tokenize and retrieve stored card details.
- **Pin Payments Charges API** — Create and manage charges against cards or customers.
- **Pin Payments Customers API** — Store customer profiles with payment sources for repeat billing.
- **Pin Payments Refunds API** — Issue and inspect refunds against charges.

## Agentic access (1)

- **Pin Payments Agentic Access** — 24 operations · 11 acting

## Security (2)

- **Pin Payments Authentication** — http · 1 scheme
- **Pin Payments Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Pin Payments Plans Pricing**

## Tags

Payments, Cards, Subscription, Refunds

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/pin-payments/). Scores are computed from the provider's own public artifacts under a published rubric.