# Pie Insurance

**Canonical:** https://apis.io/providers/pie/  
**Website:** https://www.pieinsurance.com  
**APIs profiled:** 1

Pie Insurance is a small business workers compensation insurance platform that provides a REST API for approved partners to quote, bind, and manage workers comp policies. The partner API supports appetite checking, price indication, quote submission, document upload, and retrieval of bindable quotes, enabling agencies, aggregators, and technology platforms to embed workers comp quoting directly into their own workflows. Pie targets small businesses across 39 states and Washington D.C., using data-driven underwriting to offer savings of up to 30% versus traditional carriers. Payroll-based premium calculations and policy management including certificates of insurance are central to the platform.

## Kin Score — 17.2 / 100 (emerging)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 17.2).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Insurance**: 9.1 (matched via tags).

## Agent readiness — 2.5 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (1)

- **Pie Insurance Partner API** — REST API for approved partners to access Pie Insurance workers compensation quoting and binding workflows. Supports appetite checking, price indication, quote submission, docume...

## Security (1)

- **Pie Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Pie Plans Pricing**

## Tags

Insurance, Workers Compensation, Small Business, Insurtech, Quoting, Policy Management, Certificates of Insurance, Payroll

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/pie/). Scores are computed from the provider's own public artifacts under a published rubric.