# Percent

**Canonical:** https://apis.io/providers/percent/  
**Website:** https://percent.com  
**APIs profiled:** 0

Percent is a private credit platform that opens privately negotiated loans and debt financing from non-bank lenders to accredited and institutional investors, specialty-finance borrowers, and debt underwriters. The marketplace lets individual accredited investors access institutional-grade private credit deals (asset-backed securities and corporate loans) with entry points from $500 for direct deals, $5,000 for diversified Blended Notes, and $50,000 for Separately Managed Accounts, alongside a secondary market for eligible positions. Percent Securities, LLC is a U.S. registered broker-dealer and member of FINRA and SIPC; Percent Advisors LLC provides advisory services. Investor, borrower, and manager workflows run through authenticated portals; the public percent.com surface is marketing, education, performance, and regulatory disclosure. Percent has no public developer API — programmatic/deal-level access is not published.

## Kin Score — 14.1 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 14.1).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 16.7 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

Regulatory layer — **Securities & Market Data**: 23.3 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Percent Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Private Credit, Investing, Debt Capital Markets, Broker-Dealer, Asset-Backed Securities, Financial-Services

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/percent/). Scores are computed from the provider's own public artifacts under a published rubric.