# PeopleFund, Perfect Technologies

**Canonical:** https://apis.io/providers/peoplefund-perfect-technologies/  
**Website:** https://pfct.co.kr  
**APIs profiled:** 0

PFC Technologies (formerly PeopleFund) is a Seoul, South Korea fintech company operating at the intersection of direct online lending and AI lending infrastructure. It runs two platforms: CPLE (Crople), an online investment-linked finance (온라인투자연계금융) service that matches retail investors with consumer and small-business loans, and AIRPACK, an AI-powered, no-code underwriting and loan operations infrastructure (AIRPACK-Lab for data analysis, model development and approval-rule tuning, and AIRPACK-Studio for model deployment, rule-set operation and performance monitoring) sold to savings banks and other lending institutions. As of this profile the company publishes no public developer portal, OpenAPI, SDK, or partner API surface; AIRPACK integrations are handled through a direct sales/contact process. This record was surfaced as a 500 Global portfolio company and enriched as an API Evangelist network company profile.

## Kin Score — 2.8 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 2.8).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Insurance**: 9.1 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Peoplefund Perfect Technologies Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Lending, Investing, Artificial Intelligence, Credit Scoring, Underwriting, South Korea

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/peoplefund-perfect-technologies/). Scores are computed from the provider's own public artifacts under a published rubric.