# Pemo

**Canonical:** https://apis.io/providers/pemo/  
**Website:** https://pemo.io  
**APIs profiled:** 0

Pemo is a UAE-based fintech offering smart corporate cards and an all-in-one spend management platform for businesses across the United Arab Emirates and Saudi Arabia. The product combines physical and virtual corporate cards with expense management, automated receipt capture, invoice management, and accounting automation, giving finance teams real-time control and visibility over company spending. Pemo serves more than 10,000 companies and is backed by investors including Speedinvest. Pemo does not currently publish a public developer API or documentation portal; this profile tracks the company's identity and public web surface in the API Evangelist network.

## Kin Score — 13.8 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 13.8).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 44.7 |
| Access Clarity | 44.7 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Pemo Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Corporate Cards, Spend Management, Expense Management, Accounting Automation, Invoice Management, UAE, Saudi Arabia, Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/pemo/). Scores are computed from the provider's own public artifacts under a published rubric.