# PayU

**Canonical:** https://apis.io/providers/payu/  
**Website:** https://corporate.payu.com/  
**APIs profiled:** 18

PayU is a global payment platform operating in 50+ emerging markets across Central & Eastern Europe, Latin America, the Middle East, and Africa. It provides REST APIs for payment processing, order management, refunds, payouts, subscriptions, fraud detection, checkout optimization, marketplace operations, tokenization, and financial services. PayU processes 4 million transactions daily for 450,000+ merchants through 450+ local payment methods.

## Kin Score — 45.7 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 45.7).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 65.5 |
| Governance | 9.8 |
| Contract Governance | 9.8 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 23.8 |
| Commercial Clarity | 57.9 |
| Access Clarity | 57.9 |

Regulatory layer — **Payments**: 43.8 (matched via tags).

## Agent readiness — 43.9 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Paid · Self-serve signup — onboarding: self-serve, pricing: paid, trial: no (confidence: high).

## APIs (18)

- **PayU India REST API** — REST API for payment processing in India. Supports hosted checkout, payment links, recurring payments, subscription management, save cards / vault, split settlements, wallet ope...
- **PayU Latam Payments API** — REST API for payment processing across Latin America including Argentina, Brazil, Chile, Colombia, Mexico, and Peru. Supports payments, refunds, recurring charges, installment f...
- **PayU Enterprise API (PaymentsOS)** — Enterprise-grade payment orchestration API powered by PaymentsOS. Provides a single entry point for processing payments across multiple provider connections with dynamic routing...
- **PayU Authorize API** — Authentication involves generating an OAuth token, which is used for further communication with PayU servers. To create a standard OAuth token, you will need <code>client_id</co...
- **PayU Card Installments API** — Retrieve available card installments options for specific card. For merchants operating on the Romanian market (Requires contact with a Payu representative first).
- **PayU FX-Reference API** — According to regulations in the European Union countries, payment service providers and parties providing currency conversion services at the point of sale are obliged to expres...
- **PayU Marketplace-Seller API** — In PayU, as a marketplace, you have the capability to manage various aspects of your submerchants.
- **PayU Marketplace-Verification API** — PayU is required by the Anti-Money Laundering Act to verify customers in this context. For this purpose, we provide a collection of endpoints to make it easier for you to verify...
- **PayU MCP API** — We can convert your customers' payments to the currency of your shop set up with PayU.
- **PayU Order API** — Order is the basic payment request for the standard integration with PayU. > If the response to the payment creation request is returned with an **HTTP 200** status and in HTML ...
- **PayU Partner-Merchant-Registration API** — Below are the endpoints that enable you to create the necessary entities (Firm, Url, Shop, POS) for your partner.
- **PayU Payment-Methods API** — Retrieving payment methods allows you to remove the threat of presenting a disabled payment method with white-label integration. It also gives you the ability to retrieve stored...
- **PayU Payout API** — To widthraw funds from the PayU account you need to create a payout.
- **PayU PF-Submerchant-Registration API** — Payment Facilitator (PF) is an advanced form of partnership where PayU cedes much of its own responsibilities, like e.g. Know Your Customer (KYC) and verification, customer supp...
- **PayU Refund API** — The PayU system fully supports refunds for the processed payments, the balance of which is transferred directly to the buyer's account.
- **PayU Shop API** — Shop is the main entity in the management panel. It is the place where you can manage incoming transactions processed by PayU.
- **PayU Statements API** — Statements in PayU are comprehensive reports that provide a detailed summary of completed purchase transactions, refunds, and payouts.
- **PayU Token API** — With tokenization, we are confident that your customers' card data is protected from third parties.

## Agentic access (1)

- **Payu Agentic Access** — 47 operations · 30 acting

## Security (4)

- **Payu Authentication** — http · 2 schemes
- **Payu Domain Security** — TLSv1.3 · HSTS · DMARC
- **Payu Vulnerability Disclosure** — security.txt · contact published
- **Payu Trust Center** — PCI DSS

## Plans (1)

- **Payu Plans Pricing**

## Tags

Payments, Payment Processing, Fintech, Financial-Services, Subscription, Fraud Detection, Checkout, Marketplace, Tokenization, Emerging Markets

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/payu/). Scores are computed from the provider's own public artifacts under a published rubric.