# PayTabs

**Canonical:** https://apis.io/providers/paytabs/  
**Website:** https://paytabs.com/en/  
**APIs profiled:** 2

PayTabs is a Saudi-built payment orchestration and gateway provider serving merchants across MENA. The PT2 REST API accepts cards and local methods (mada, Meeza, KNET, OmanNet, Benefit, STC Pay, urpay) plus Apple Pay, Google Pay and Samsung Pay through hosted, managed and own-form flows, with tokenization, recurring billing and invoicing. The API is served on region-specific hosts and authenticated with a merchant server key.

## Kin Score — 66.3 / 100 (exemplar)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 66.3).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 70.1 |
| Governance | 20.8 |
| Operational Transparency | 60.5 |
| Developer Ergonomics | 73.4 |
| Commercial Clarity | 89.5 |

Regulatory layer — **Payments**: 56.3 (matched via tags).

## Agent readiness — 43.5 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | derived |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Enterprise · Self-serve signup — onboarding: self-serve, pricing: enterprise, trial: no (confidence: high).

## APIs (2)

- **PayTabs Payments API** — Create and manage transactions.
- **PayTabs Transactions API** — Query and manage existing transactions.

## MCP servers (1)

- **paytabs-mcp.yml**

## Agentic access (1)

- **Paytabs Agentic Access** — 2 operations · 1 acting · 1 human-in-the-loop

## Security (4)

- **Paytabs Authentication** — apiKey · 2 schemes
- **Paytabs Domain Security** — no transport/DNS hardening detected
- **Paytabs Vulnerability Disclosure** — contact published
- **Paytabs Trust Center** — PCI DSS Level 1, EMV 3-D Secure 2 (Modirum), mada / Saudi National Payment Gateway certified

## Plans (1)

- **Paytabs Plans Pricing**

## Tags

Payments, Payment Gateway, Fintech, MENA, Saudi Arabia, Cards, mada

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/paytabs/). Scores are computed from the provider's own public artifacts under a published rubric.