# Paysend

**Canonical:** https://apis.io/providers/paysend/  
**Website:** https://paysend.com/  
**APIs profiled:** 1

Paysend is a London-headquartered global fintech, founded in 2017, building a cross-border digital payments network that moves money to bank accounts, cards, and wallets across 170+ countries in 40+ currencies for more than 11 million consumers and a growing base of enterprise clients. Alongside its consumer money-transfer app, Paysend operates Paysend Enterprise, a business-facing payments platform whose developer surface is a single Payout API: one integration disburses funds worldwide to cards and accounts, with FX rate lookups, bank and card tokenization utilities, partner statements, and balance queries. The API is a partner-provisioned, enterprise integration (United Kingdom home market) rather than a fully public self-serve product — authentication is API key plus HMAC digital signature (X-OPP-Signature), requests are idempotent via a request id and date, and payout status is delivered through configurable webhook notifications. Paysend documents this surface openly on a Docusaurus developer portal with a sandbox mock service, but does not publish a downloadable OpenAPI/Swagger definition or a public base URL.

## Kin Score — 41.1 / 100 (developing)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 41.1).

| Facet | Score |
|---|---|
| Discoverability | 66.7 |
| Contract Quality | 45.1 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 64.3 |
| Commercial Clarity | 18.4 |
| Access Clarity | 18.4 |

Regulatory layer — **Payments**: 53.1 (matched via tags).

## Agent readiness — 36.3 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## APIs (1)

- **Paysend Enterprise Payout API** — Paysend Enterprise's single Payout API disburses funds worldwide to cards and bank accounts through the Paysend payments network. A multi-task POST /processing endpoint carries ...

## MCP servers (1)

- **Paysend MCP Server**

## Security (2)

- **Paysend Authentication** — apiKey/hmac-signature · 2 schemes
- **Paysend Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Payments, United Kingdom, Cross-Border, Money Transfer, Payouts, Payment Processing, FX, Remittance, Fintech

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/paysend/). Scores are computed from the provider's own public artifacts under a published rubric.