# Paysafe

**Canonical:** https://apis.io/providers/paysafe/  
**Website:** https://www.paysafe.com  
**APIs profiled:** 9

Paysafe is an integrated payment platform providing businesses with REST APIs for online payments, digital wallets, prepaid cards, pay-by-cash processing, and merchant account management. The platform supports a broad range of payment methods including credit and debit cards, ACH/SEPA direct debit, alternative payment methods, PaysafeCash, PaysafeCard vouchers, and embedded digital wallet solutions. Paysafe specializes in high-risk and regulated industries and offers white-label merchant onboarding, 3D Secure authentication, recurring payment scheduling, and FX rates for global commerce.

## Kin Score — 30.7 / 100 (thin)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 30.7).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 52.6 |
| Developer Ergonomics | 38.1 |
| Commercial Clarity | 50.0 |
| Access Clarity | 50.0 |

Regulatory layer — **Payments**: 25.0 (matched via tags).

## Agent readiness — 5.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Paid — onboarding: unknown, pricing: paid, trial: no (confidence: medium).

## APIs (9)

- **Paysafe Payments API** — The core REST API to process payments from customers across multiple payment methods including credit and debit cards, bank transfers (BLIK, EPS, iDEAL, Interac e-Transfer, ACH,...
- **Paysafe 3D Secure API** — The 3D Secure v2 API provides strong customer authentication (SCA) for card transactions in line with PSD2 mandates. Merchants can initiate device fingerprinting and authenticat...
- **Paysafe Payment Scheduler API** — A REST API for creating and managing recurring payment plans and customer subscriptions. Merchants define billing plans (interval, amount, currency) and subscribe customers to t...
- **Paysafe Applications API** — A REST API that allows platforms and payment facilitators to create white-labelled merchant onboarding experiences. Supports creating, updating, and submitting merchant applicat...
- **Paysafe Embedded Wallets API** — A REST API enabling platforms to embed digital wallet functionality directly into their products. Customers can add funds, spend, withdraw, and manage virtual and physical prepa...
- **PaysafeCard REST API** — The PaysafeCard REST API enables online merchants to accept PaysafeCard prepaid voucher payments, payouts, and refunds. PaysafeCard is a global prepaid payment method available ...
- **Paysafe PayFac Sub-merchant API** — A REST API for payment facilitators to onboard sub-merchants for payment processing capabilities. Enables platforms acting as PayFacs to manage sub-merchant accounts under their...
- **Paysafe Merchant Termination Inquiry API** — A compliance API that screens prospective sub-merchants against the Mastercard MATCH Pro and Visa terminated merchant databases before onboarding. Helps payment facilitators ide...
- **Paysafe FX Rates API** — A value-added REST API providing foreign exchange rate data to support multi-currency payment processing and dynamic currency conversion. Used in conjunction with the Payments A...

## Security (1)

- **Paysafe Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Paysafe Plans Pricing**

## Use cases (8)

- **Online Payment Acceptance** — Accept payments across credit cards, debit cards, bank transfers, vouchers, and digital wallets through a single Payments API integration on web or mobile.
- **Pay-by-Cash and Vouchers** — Enable customers without bank accounts or cards to pay with PaysafeCash at retail locations or with PaysafeCard prepaid vouchers purchased at convenience stores.
- **Recurring Billing and Subscriptions** — Create subscription plans and manage customer billing cycles with the Payment Scheduler API for SaaS, media, and membership businesses.
- **Platform Merchant Onboarding** — Build white-label merchant onboarding flows using the Applications API for PayFac and ISO platforms managing hundreds or thousands of sub-merchants.
- **Embedded Wallet as a Service** — Embed digital wallets with stored value, prepaid card issuance, and crypto on-ramp into consumer apps and fintech platforms via the Embedded Wallets API.
- **High-Risk Merchant Processing** — Process payments for high-risk and regulated industries (gaming, crypto, adult) with Paysafe's specialized risk and compliance infrastructure.
- **International and Multi-Currency Commerce** — Accept payments in 43+ countries using local payment methods and the FX Rates API for dynamic currency conversion and transparent pricing.
- **3D Secure Authentication** — Add PSD2-compliant strong customer authentication to card transactions with the 3DS API, reducing fraud liability for EU and UK merchants.

## Tags

Payments, Digital Wallet, Prepaid Cards, Financial-Services, Fintech, High-Risk Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/paysafe/). Scores are computed from the provider's own public artifacts under a published rubric.