# Payrix

**Canonical:** https://apis.io/providers/payrix/  
**Website:** https://payrix.com/  
**APIs profiled:** 4

Payrix, now operating as Worldpay for Platforms, is an embedded payments provider for vertical SaaS platforms. Its Payrix Pro product is a white-label payment facilitation platform: a REST API and portal for merchant boarding and underwriting, card and eCheck transaction processing, tokenization, recurring billing, fees, disbursements and payouts, chargebacks, risk decisions, embedded finance and reporting, plus hosted PayFields and PayFrame checkout components and mobile/terminal SDKs. Payrix was acquired by FIS/Worldpay, and its API reference and OpenAPI specifications are now published on the Worldpay Developer Hub while api.payrix.com remains the production API host.

## Kin Score — 61.2 / 100 (strong)

Scored 2026-10-09 under rubric 0.23.0. Trend: flat (+0.0 from 61.2).

| Facet | Score |
|---|---|
| Discoverability | 78.6 |
| Contract Quality | 79.8 |
| Contract Governance | 22.0 |
| Operational Transparency | 65.8 |
| Developer Ergonomics | 73.2 |
| Access Clarity | 34.2 |

Regulatory layer — **Payments**: 29.5 (matched via tags).

## Agent readiness — 34.6 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | derived |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## APIs (133)

- **Payrix Accounts API** — Accounts deals with payment account details for merchant boarding and entity funding. Ultimately, all the business performed within Payrix Pro (be it merchant transactions, vend...
- **Payrix Accounts Verifications API** — Accounts Verification represents an attempt to verify the ownership of a particular bank account by verifying a known deposit amount or credential.
- **Payrix Adjustments API** — A way to make monetary adjustments to an entity's funds.
- **Payrix Aggregation Result Groups API** — Aggregation Result Groups Holds data regarding a processed aggregation.
- **Payrix Aggregation Results API** — Aggregation Results Holds a field totals calculated when processing an aggregation.
- **Payrix Aggregations API** — Aggregations acts as a scheduler that contains the needed parameters to properly generate results containing the calculated totals and keep such records in the aggregation resul...
- **Payrix Alert Actions API** — Alert Actions deals with specific action that occurs following a triggered web alert.
- **Payrix Alert Triggers API** — Alert Trigger deals with triggers associated with web alerts
- **Payrix Alerts API** — Web alerts, also known as webhooks, are automated notifications sent from the API server when triggered by a specific action that occurs in your portfolio. You can configure the...
- **Payrix API Keys API** — Interaction with the API requires authentication. For application integration and persistent authentication, an API key is required.
- **Payrix Apple Domains API** — An Apple Domains resource represents the status of Apple Pay registration for a specific merchant and domain.
- **Payrix Apple Domains Mass Enablement API** — An Apple Domains Mass Enablement resource represents the bulk registration of multiple merchants, each associated with a respective domain, to enable the Apple Pay service.
- **Payrix Assessments API** — Assessments represents a record of fees charged by processors or other third-parties to Entities or Orgs. These can represent either charges that are levied on a one-off, regula...
- **Payrix Authentication Tokens API** — Tokens provide the means through which to safely and securely store payment methods (e.g. credit cards or bank accounts) for later use. A transaction may be initiated for a cust...
- **Payrix Batches (Settlements) API** — Batches are a container for transactions that enables batch processing to the processor for a merchant (to settle customer sales). Processing transactions for settlement to the ...
- **Payrix Billing API** — The billing deals with billing configuration for an entity, org, division or partition. A billing configuration determines how an entity is billed for their payables within Payr...
- **Payrix Billing Events API** — A conditional logic that determines the events that will be billed and the configuration for each event.
- **Payrix Billing Modifiers API** — Billing Modifiers means to change the total amount of the billing or whoever will pay it.
- **Payrix Bins API** — Bins Holds information about the issuer of a card. (Bank Issuer Number).
- **Payrix Change Requests API** — Change Requests Accounts Verification deals with payment account details for merchant boarding and entity funding. Ultimately, all the business performed within Payrix Pro (be i...
- **Payrix Chargeback Documents API** — Represents a file related to the Chargeback.
- **Payrix Chargeback Message Results API** — Chargeback Message Results represents a message that is received from the processor in relation to a Chargeback message.
- **Payrix Chargeback Messages API** — Resources that deal with chargebacks. A chargeback is a dispute of a purchase that has already been charged to an account that can result in a return of funds.
- **Payrix Chargeback Statuses API** — The logged status changes of a Chargeback.
- **Payrix Chargebacks API** — Resources that deal with chargebacks. A chargeback is a dispute of a purchase that has already been charged to an account that can result in a return of funds.
- **Payrix Confirmation Codes API** — Represents a unique confirmation code issued to an email address, either when a user indicates that they have forgotten their password, or when the system needs to verify the em...
- **Payrix Contacts API** — A contact reflects a known, valid individual registered as a contact for the entity. It is purely informational and not a required record.
- **Payrix Credentials API** — Represents an authorization that a given Entity has to connect to an integration to perform a particular action, such as send Transactions to the processor, or board a Merchant ...
- **Payrix Customers API** — Customers deals with merchant customer information. Customers may be associated with tokens to create a stored method of payment or with invoices for billing.
- **Payrix Decision Actions API** — A piece of conditional logic that makes a Verification Result change the application and the decision action in certain circumstance.
- **Payrix Decision Rules API** — A piece of conditional logic that makes a Decision apply only in certain circumstances.
- **Payrix Decisions API** — Decisions deal with the schedule and rules for a check done on Transactions.
- **Payrix Disbursement Entries API** — A record of disbursement amount come from.
- **Payrix Disbursement Reference API** — Disbursement Reference Represents a reference code issued by the Payout facilitator when a Disbursement is paid.
- **Payrix Disbursement Results API** — Disbursement Results Represents the results of a Disbursement and and any follow-ups actions (confirmations, returns, etc.).
- **Payrix Disbursements API** — A disbursement represents a movement of funds in an entity's payment account. Records of an occasion where money is either paid to a bank account or received from a bank account.
- **Payrix Divisions API** — Divisions contains a list of user divisions associated with an account. It allows for an additional and optional layer of separation within a partition.
- **Payrix Embedded Finance API** — Embedded Finance stores information related to the activation of the resource for an entity. EmbeddedFinance's Valued Added Service provides access to new products and services ...
- **Payrix Entities API** — Entities are portion of a single facilitator, vendor or merchant. Common business-related details for each type of entity are stored here (like name and address) as well as mana...
- **Payrix Entities Custom Fields API** — the Entity Custom Fields feature, designed to empower partners to send identifiers and Risk-requested items using unlimited custom fields. By leveraging this feature, partners c...
- …and 93 more, listed in full on the page.

## Agentic access (1)

- **Payrix Agentic Access** — 851 operations · 388 acting · 4 human-in-the-loop

## Security (2)

- **Payrix Authentication** — apiKey · 5 schemes
- **Payrix Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Payrix Plans Pricing**

## Tags

Company, Payments, Embedded Payments, Payment Facilitation, Merchant Onboarding, Fintech, Payouts, Chargebacks, Subscription

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/payrix/). Scores are computed from the provider's own public artifacts under a published rubric.
