# Payoneer

**Canonical:** https://apis.io/providers/payoneer/  
**Website:** https://www.payoneer.com  
**APIs profiled:** 4

Payoneer is a global payment platform that enables businesses to pay and get paid across borders in multiple currencies. It offers REST APIs for mass payouts, marketplace payment distribution, payment requests, and currency conversion. The Mass Payout API supports payee registration, account approval, and fund transfers at scale, while the Checkout API provides ecommerce platforms with tools to accept and manage global payments. Authentication is handled via OAuth2 bearer tokens using the client credentials flow, with credentials issued after an integration partnership is approved. Payoneer also provides a PSD2-compliant developer portal for European banking integrations, and maintains a Postman workspace with published API collections.

## Kin Score — 37.7 / 100 (thin)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 37.7).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 47.8 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 39.5 |
| Developer Ergonomics | 19.0 |
| Commercial Clarity | 50.0 |
| Access Clarity | 50.0 |

Regulatory layer — **Payments**: 23.4 (matched via tags).

## Agent readiness — 18.4 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Enterprise — onboarding: unknown, pricing: enterprise, trial: no (confidence: medium).

## APIs (4)

- **Payoneer Mass Payout API** — Enables payee registration, account approval, and fund transfers for mass payouts to recipients around the world.
- **Payoneer Mass Payout & Services API** — Extended mass payout API including additional payment services such as multicurrency accounts, billing, invoice services, and tax compliance integrations.
- **Payoneer Checkout API** — REST API for building high-converting checkout experiences, enabling merchants to accept and manage payments from customers worldwide.
- **Payoneer PSD2 API** — PSD2-compliant banking APIs for European financial services integration, available via the Payoneer PSD2 developer portal with sandbox and live environments.

## Security (1)

- **Payoneer Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Payoneer Plans Pricing**

## Tags

Payments, Payouts, Cross-Border Payments, Currency Conversion, Marketplace Payments, Fintech, Financial-Services, Mass Payouts, Checkout, REST

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/payoneer/). Scores are computed from the provider's own public artifacts under a published rubric.