# PayMongo

**Canonical:** https://apis.io/providers/paymongo/  
**Website:** https://www.paymongo.com/  
**APIs profiled:** 1

PayMongo is a Philippine payments platform that lets businesses accept online payments via cards, GCash, Maya (PayMaya), GrabPay, ShopeePay, QR Ph, BillEase buy-now-pay-later, and direct online banking. Its REST API is built around the Payment Intent / Payment Method workflow with hosted Checkout Sessions, Payment Links, Customers, Refunds, Subscriptions, and signed Webhooks. Amounts are integers in centavos and PHP is the settlement currency; PayMongo is a PCI DSS Level 1 Service Provider.

## Kin Score — 71.3 / 100 (exemplar)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (-0.6 from 71.9).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 60.9 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 56.6 |
| Developer Ergonomics | 67.3 |
| Commercial Clarity | 93.4 |
| Access Clarity | 93.4 |

Regulatory layer — **Payments**: 78.1 (matched via tags).

## Agent readiness — 29.6 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Paid · Self-serve signup — onboarding: self-serve, pricing: paid, trial: no (confidence: high).

## APIs (10)

- **PayMongo Checkout Sessions API** — The Checkout Sessions API from PayMongo — 3 operation(s) for checkout sessions.
- **PayMongo Customers API** — The Customers API from PayMongo — 2 operation(s) for customers.
- **PayMongo Payment Intents API** — The Payment Intents API from PayMongo — 3 operation(s) for payment intents.
- **PayMongo Payment Links API** — The Payment Links API from PayMongo — 2 operation(s) for payment links.
- **PayMongo Payment Methods API** — The Payment Methods API from PayMongo — 2 operation(s) for payment methods.
- **PayMongo Payments API** — The Payments API from PayMongo — 2 operation(s) for payments.
- **PayMongo QR Ph API** — The QR Ph API from PayMongo — 1 operation(s) for qr ph.
- **PayMongo Refunds API** — The Refunds API from PayMongo — 2 operation(s) for refunds.
- **PayMongo Sources API** — The Sources API from PayMongo — 2 operation(s) for sources.
- **PayMongo Webhooks API** — The Webhooks API from PayMongo — 4 operation(s) for webhooks.

## MCP servers (1)

- **PayMongo MCP Server** — PayMongo does not operate an official hosted or local MCP server at probe time (no server documented on docs.paymongo.com; nothing in the paymongo GitHub org or the MCP registri...

## Agentic access (1)

- **Paymongo Agentic Access** — 28 operations · 15 acting · 2 human-in-the-loop

## Security (4)

- **Paymongo Authentication** — http · 1 scheme
- **Paymongo Domain Security** — DMARC
- **Paymongo Vulnerability Disclosure** — security.txt · contact published
- **Paymongo Trust Center** — PCI DSS Level 1 Service Provider

## Plans (1)

- **Paymongo Plans Pricing**

## Tags

Payments, Fintech, Philippines, Southeast Asia, GCash, E-Wallet, Card Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/paymongo/). Scores are computed from the provider's own public artifacts under a published rubric.