# Paymob

**Canonical:** https://apis.io/providers/paymob/  
**Website:** https://developers.paymob.com  
**APIs profiled:** 18

Paymob is a Cairo-headquartered, licensed payment infrastructure provider for the MENAP region. Serving roughly 390,000 merchants across Egypt, Saudi Arabia, the United Arab Emirates, Oman, and Pakistan (with Qatar announced), Paymob unifies card acquiring, regional mobile wallets (Vodafone Cash, Etisalat Cash, Orange Money, STC Pay, Oman Net, EasyPaisa, JazzCash), BNPL rails (Tabby, Tamara, valU, Souhoola, Forsa, Aman), Apple Pay, Google Pay, POS terminals, subscriptions, installments, marketplace payouts, mass disbursement (Paymob Send), and an end-to-end cashless commerce platform (Paymob Sync) behind a single Accept / Intentions API surface.

## Kin Score — 61.6 / 100 (strong)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 61.6).

| Facet | Score |
|---|---|
| Discoverability | 64.8 |
| Contract Quality | 62.4 |
| Governance | 9.8 |
| Contract Governance | 9.8 |
| Operational Transparency | 36.8 |
| Developer Ergonomics | 78.6 |
| Commercial Clarity | 84.2 |
| Access Clarity | 84.2 |

Regulatory layer — **Payments**: 39.1 (matched via tags).

## Agent readiness — 31.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Paid · Self-serve signup — onboarding: self-serve, pricing: paid, trial: no (confidence: high).

## APIs (18)

- **Paymob Intentions API** — The v1 Intentions API is Paymob's modern entry point for payment acceptance. The merchant backend creates an intention with the secret key and an array of payment_methods (integ...
- **Paymob Subscriptions API** — The Subscriptions Module manages subscription plans (create, list, update, suspend, resume) and per-customer subscriptions billed against tokenised cards. Lifecycle operations c...
- **Paymob Card Tokens API** — Tokenisation surface for the Paymob "Pay with saved card" flow. Lists and deletes tokenised cards and runs both customer-initiated (CIT) and merchant-initiated (MIT) transaction...
- **Paymob Accounts API** — The Accounts API from Paymob — 1 operation(s) for accounts.
- **Paymob Authentication API** — The Authentication API from Paymob — 3 operation(s) for authentication.
- **Paymob Capture API** — The Capture API from Paymob — 3 operation(s) for capture.
- **Paymob Checkout API** — The Checkout API from Paymob — 1 operation(s) for checkout.
- **Paymob Disbursement API** — The Disbursement API from Paymob — 4 operation(s) for disbursement.
- **Paymob Orders API** — The Orders API from Paymob — 1 operation(s) for orders.
- **Paymob Payment Keys API** — The Payment Keys API from Paymob — 1 operation(s) for payment keys.
- **Paymob Payment Links API** — The Payment Links API from Paymob — 2 operation(s) for payment links.
- **Paymob Payments API** — The Payments API from Paymob — 1 operation(s) for payments.
- **Paymob Refund API** — The Refund API from Paymob — 3 operation(s) for refund.
- **Paymob Saved Card Payments API** — The Saved Card Payments API from Paymob — 2 operation(s) for saved card payments.
- **Paymob Subscription Plans API** — The Subscription Plans API from Paymob — 4 operation(s) for subscription plans.
- **Paymob Topup API** — The Topup API from Paymob — 2 operation(s) for topup.
- **Paymob Transactions API** — The Transactions API from Paymob — 2 operation(s) for transactions.
- **Paymob Void API** — The Void API from Paymob — 3 operation(s) for void.

## Agentic access (1)

- **Paymob Agentic Access** — 42 operations · 32 acting

## Security (2)

- **Paymob Authentication** — apiKey/http · 2 schemes
- **Paymob Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Paymob Plans Pricing**

## Use cases (8)

- **E-commerce checkout** — Online stores accepting cards, wallets, and BNPL across MENAP through a single integration.
- **SaaS subscription billing** — Recurring billing for software and digital subscriptions with retry, suspend, and resume controls.
- **Ride-hailing and delivery payouts** — Mass payouts to drivers and couriers via instant cashin (Vodafone Cash, Etisalat Cash, bank wallets).
- **Payroll and supplier disbursements** — Bulk transfers to employees and suppliers across wallets and bank cards.
- **Marketplace split payments** — Automated split between platform and sellers with downstream payout.
- **Bill payments and recurring collections** — Subscription, utility, and installment collection across cards, wallets, and cash networks.
- **Omnichannel retail** — POS terminals plus online acceptance unified through Paymob Sync for end-to-end commerce.
- **Cross-border MENAP expansion** — Single contractual surface with regional acquiring across Egypt, KSA, UAE, Oman, Pakistan.

## Tags

Payments, Payment Gateway, Fintech, MENA, MENAP, Egypt, Saudi Arabia, UAE, Pakistan, Oman, Card Payments, Mobile Wallets, BNPL, Payouts, Subscription

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/paymob/). Scores are computed from the provider's own public artifacts under a published rubric.