# Payhawk

**Canonical:** https://apis.io/providers/payhawk/  
**Website:** https://payhawk.com  
**APIs profiled:** 1

Payhawk is a spend management platform that enables finance teams to issue corporate cards, capture and manage expenses, process invoices, enforce budget controls, and integrate with ERP and accounting systems. The platform serves businesses across Europe, the US, and the UK in over 32 countries. Payhawk exposes a RESTful Developer API at https://api.payhawk.io/api/v3 that allows custom integrations over expenses, transactions, cards, employees, custom fields, fund accounts, and bank statements. The API is authenticated via API key, supports real-time webhooks for event-driven automation, and is rate-limited to 15 requests per second. The API is free to use for all Payhawk account holders, with no separate developer tier required.

## Kin Score — 27.8 / 100 (thin)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 27.8).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 10.7 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 23.7 |
| Developer Ergonomics | 16.7 |
| Commercial Clarity | 57.9 |
| Access Clarity | 57.9 |

Regulatory layer — **Payments**: 34.4 (matched via tags).

## Agent readiness — 2.5 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Paid — onboarding: unknown, pricing: paid, trial: no (confidence: medium).

## APIs (1)

- **Payhawk API** — RESTful API for programmatic access to Payhawk spend management features including expenses, corporate cards, transactions, employees, custom fields, fund accounts, bank stateme...

## Security (3)

- **Payhawk Domain Security** — TLSv1.3 · HSTS · DMARC
- **Payhawk Vulnerability Disclosure** — security.txt · contact published
- **Payhawk Trust Center** — SOC 2, ISO 27001, PCI DSS, GDPR, CSA STAR

## Plans (1)

- **Payhawk Plans Pricing**

## Tags

Spend Management, Corporate Cards, Expense Management, Invoice Management, Budget Controls, ERP Integration, Accounts Payable, Fintech, Finance Automation, Webhook

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/payhawk/). Scores are computed from the provider's own public artifacts under a published rubric.