# Payabli

**Canonical:** https://apis.io/providers/payabli/  
**Website:** https://payabli.com  
**APIs profiled:** 33

Payabli is an embedded payments platform and fintech operating system that lets software companies integrate and monetize financial services directly inside their products through a single API. Its "three Ps" cover Pay In (payment acceptance and receivables), Pay Out (payables and disbursements), and Pay Ops (boarding, operations, reporting, and money movement). The platform provides card and ACH processing, tokenization, PCI-certified embedded checkout components, subscriptions and recurring billing, invoicing, vendor and customer management, disputes, and a webhook event surface, along with official server SDKs in eight languages, a hosted MCP server, and packaged agent skills.

## Kin Score — 59.0 / 100 (strong)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 59.0).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 57.5 |
| Governance | 11.5 |
| Operational Transparency | 52.6 |
| Developer Ergonomics | 91.3 |
| Commercial Clarity | 60.5 |

Regulatory layer — **Payments**: 46.9 (matched via tags).

## Agent readiness — 66.7 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | yes |
| Auth Clarity | yes |
| Idempotency | verified |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | yes |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (33)

- **Payabli Bill API** — The Bill API from Payabli — 7 operation(s) for bill.
- **Payabli Boarding API** — The Boarding API from Payabli — 12 operation(s) for boarding.
- **Payabli chargeBacks API** — The chargeBacks API from Payabli — 3 operation(s) for chargebacks.
- **Payabli checkCapture API** — The checkCapture API from Payabli — 1 operation(s) for checkcapture.
- **Payabli Cloud API** — The Cloud API from Payabli — 4 operation(s) for cloud.
- **Payabli Customer API** — The Customer API from Payabli — 4 operation(s) for customer.
- **Payabli Export API** — The Export API from Payabli — 29 operation(s) for export.
- **Payabli Funding API** — The Funding API from Payabli — 1 operation(s) for funding.
- **Payabli ghostCard API** — The ghostCard API from Payabli — 2 operation(s) for ghostcard.
- **Payabli hostedPaymentPages API** — The hostedPaymentPages API from Payabli — 3 operation(s) for hostedpaymentpages.
- **Payabli Import API** — The Import API from Payabli — 3 operation(s) for import.
- **Payabli Invoice API** — The Invoice API from Payabli — 8 operation(s) for invoice.
- **Payabli lineItem API** — The lineItem API from Payabli — 3 operation(s) for lineitem.
- **Payabli Management API** — The Management API from Payabli — 1 operation(s) for management.
- **Payabli moneyIn API** — The moneyIn API from Payabli — 19 operation(s) for moneyin.
- **Payabli moneyOut API** — The moneyOut API from Payabli — 12 operation(s) for moneyout.
- **Payabli Notification API** — The Notification API from Payabli — 3 operation(s) for notification.
- **Payabli Notificationlogs API** — The Notificationlogs API from Payabli — 4 operation(s) for notificationlogs.
- **Payabli Ocr API** — The Ocr API from Payabli — 2 operation(s) for ocr.
- **Payabli Organization API** — The Organization API from Payabli — 6 operation(s) for organization.
- **Payabli paymentLink API** — The paymentLink API from Payabli — 11 operation(s) for paymentlink.
- **Payabli paymentMethodDomain API** — The paymentMethodDomain API from Payabli — 5 operation(s) for paymentmethoddomain.
- **Payabli payoutSubscription API** — The payoutSubscription API from Payabli — 2 operation(s) for payoutsubscription.
- **Payabli Paypoint API** — The Paypoint API from Payabli — 7 operation(s) for paypoint.
- **Payabli Query API** — The Query API from Payabli — 42 operation(s) for query.
- **Payabli Statistic API** — The Statistic API from Payabli — 4 operation(s) for statistic.
- **Payabli Subscription API** — The Subscription API from Payabli — 2 operation(s) for subscription.
- **Payabli Templates API** — The Templates API from Payabli — 4 operation(s) for templates.
- **Payabli Token API** — The Token API from Payabli — 1 operation(s) for token.
- **Payabli tokenStorage API** — The tokenStorage API from Payabli — 2 operation(s) for tokenstorage.
- **Payabli User API** — The User API from Payabli — 10 operation(s) for user.
- **Payabli Vendor API** — The Vendor API from Payabli — 5 operation(s) for vendor.
- **Payabli Wallet API** — The Wallet API from Payabli — 4 operation(s) for wallet.

## MCP servers (1)

- **payabli-mcp.yml**

## Agentic access (1)

- **Payabli Agentic Access** — 255 operations · 112 acting · 2 human-in-the-loop

## Security (3)

- **Payabli Authentication** — apiKey/http · 2 schemes
- **Payabli Domain Security** — TLSv1.3 · HSTS · DMARC
- **Payabli Trust Center** — SOC 2, PCI DSS, GDPR

## Tags

Company, Payments, Embedded Payments, Fintech, Payment Processing, Payments API, Payouts, Billing, ACH, Cards, Tokenization, Webhooks

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/payabli/). Scores are computed from the provider's own public artifacts under a published rubric.