# Pave Bank

**Canonical:** https://apis.io/providers/pave-bank/  
**Website:** https://pavebank.com/en  
**APIs profiled:** 1

Pave Bank is a licensed, regulated digital bank (National Bank of Georgia, License 305) delivering multi-asset, programmable banking. Its Partner API lets developers open and manage accounts, initiate domestic and cross-border transfers, execute FX, hold and move 29 fiat currencies plus digital assets (USDT, USDC, BTC, ETH), read real-time balances and transaction history, generate bank statements, and receive signed real-time webhooks. Pave positions itself as an "operating system for money" with an app-and-API programmability model built on a first-party Go Application Development Kit (PDK). Authentication is OAuth 2.0 client credentials with role-based access; requests support idempotency keys and optional JWT payload signing.

## Kin Score — 40.5 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 40.5).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 45.1 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 64.3 |
| Commercial Clarity | 25.0 |
| Access Clarity | 25.0 |

Regulatory layer — **Banking & Open Finance**: 32.9 (matched via tags).

## Agent readiness — 36.3 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Pave Bank Partner API** — Partner API for programmable multi-asset banking: Accounts, Address, Balance, Crypto, Documents, FX, Return, RFI, Sandbox, Statement, Transactions, and Transfer resources, plus ...

## Security (2)

- **Pave Bank Authentication** — oauth2 · 1 scheme
- **Pave Bank Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Banking, Payments, Digital Assets, Stablecoins, Cross-Border Payments, Programmable Money

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/pave-bank/). Scores are computed from the provider's own public artifacts under a published rubric.