# Parallel Finance

**Canonical:** https://apis.io/providers/parallel-finance/  
**APIs profiled:** 1

Parallel Finance is a decentralized money-market protocol built on the Polkadot ecosystem, offering lending, staking, and borrowing where depositors can lend and stake simultaneously to earn combined yield and borrowers can post collateral to borrow. It runs as a Substrate/Polkadot parachain (Parallel mainnet and the Heiko canary network on Kusama). Rather than a REST API, developers integrate through a JSON-RPC node over WebSocket (wss://rpc.parallel.fi) using polkadot.js, aided by Parallel's first-party @parallel-finance TypeScript SDK packages on npm that supply the chain types, RPC definitions, and connection options. Source, chain specs, and the auction toolkit are published under the parallel-finance GitHub organization.

## Kin Score — 9.3 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 9.3).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (1)

- **Parallel Finance JSON-RPC (polkadot.js)** — Substrate/Polkadot JSON-RPC interface to the Parallel Finance parachain, accessed over WebSocket with the polkadot.js API and Parallel's @parallel-finance/api SDK. Exposes chain...

## Security (1)

- **Parallel Finance Domain Security** — DNSSEC · DMARC

## Tags

Company, DeFi, Blockchain, Polkadot, Lending, Staking, Money Market, Substrate, Web3, Cryptocurrency

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/parallel-finance/). Scores are computed from the provider's own public artifacts under a published rubric.