# Palm

**Canonical:** https://apis.io/providers/palm/  
**Website:** https://www.usepalm.com  
**APIs profiled:** 0

Palm is an AI cash flow forecasting platform for corporate treasury and finance teams. It sits above existing Treasury Management Systems (TMS) and ERPs, unifying visibility across cash positions and forecasting liquidity directly from bank and transaction data. Palm learns the timing and size of recurring cash flows from historical transactions to keep a rolling 13-week-and-longer forecast current automatically, and combines ERP data, bank transactions, and 25+ AI models to improve forecast accuracy by over 60%. The product spans AI cash forecasting, what-if scenario modeling, continuous forecast-vs-actual variance analysis, automated daily cash positioning across banks and currencies, surplus-cash investment identification, board-ready treasury reporting, and a "Pulse" anomaly-detection assistant. Palm is a speedinvest portfolio company. It integrates with TMS (Coupa, FIS, ION, Kyriba), banks (Citi, HSBC, J.P. Morgan), investment platforms, data warehouses, and ERPs (SAP, IFS), but does not publish a public developer API.

## Kin Score — 15.9 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 15.9).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 36.8 |
| Access Clarity | 36.8 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Palm Domain Security** — TLSv1.3 · HSTS · DMARC
- **Palm Trust Center** — SOC 2 Type II, GDPR

## Tags

Company, Fintech, Treasury, Cash Flow Forecasting, Cash Management, Liquidity, Finance, Artificial Intelligence, Corporate Finance

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/palm/). Scores are computed from the provider's own public artifacts under a published rubric.